A payment a day............

mumsrus

horrah i done it

jennyred

good morning roomies!!!

glad to see everyone is staying positive!!!

paid £10 off EGG this morning - hopefully will have it under £1000 by monday. I could pay a big chunk off now if I really wanted but I enjoy logging in each morning to pay off a little bit - its soooo addictive!!!

to think in january my CC debt was £4100 and now its just a 'mear' 1k. sometimes I really have to pinch myself to make sure its not a dream!! have also managed to pay off my £1500 OD and £900 car finance. its taken really hard work and determination. there have been some weeks when I have worked over 80hrs. its what you do though isnt it when your determined to pay off your debts!!. once this last CC is paid off, I am looking forward to doing more 'normal' hours!! lol

anyhoo - sob story over!!

take care everyone

jenny

Lelc

jennyred - that's fantastic. I get just as much of a kick out of seeing others pay off debts or add to savings.

I've just got another £19 from mystery shops so that'll be going into the ISA too. Just need to move it across and I'll be over my first £100 target. My item on ebay will be finished this weekend so there'll be at least another £5 to go in on Sunday:j

Off to update my signature.

ehallett

Got some change this morning after taking my cat to the vet so have put 37p in my pot. Will probably put some more in later as I need to do some food shopping.

Emily x

Stargirl29

£15 again for today! Includes the £10 I managed to get from Ladbrokes the other day

Off to update signature.

Piquant_2

Hiya one and all

£2 to A&L today. I am going to have to add my Tesco card as an occasional payment as it is the only one I can get refunds against. Had an £8 payment to them yesterday unexpectedly, so that's very good news. I'll adjust my siggie now...

Piq x

Granny_Grey_Beard

I am on a bit of a downer. I just called up my credit card company to make a payment now that I have been paid of my normal payment of £100 plus the £14 extra to make up that extra pound a day until the end of August and Guess what my new balance in £1362.78 so I have spent around £369 since last week on my credit card!!!!

I had to get my car serviced and pay for my laptop to be repaired and I also drew out cash to live on as I had reached my overdraft limit on my bank account. My plan now is to to do a budget and try and stick to it. I will also try and pay something off the credit card debt even if it is only 50p a day.
Sorry Emily, the amount that I owe now on the card has gone up to £1248.78.

bigbeff

Granny_Grey_Beard wrote: »

I am on a bit of a downer. I just called up my credit card company to make a payment now that I have been paid of my normal payment of £100 plus the £14 extra to make up that extra pound a day until the end of August and Guess what my new balance in £1362.78 so I have spent around £369 since last week on my credit card!!!!

I had to get my car serviced and pay for my laptop to be repaired and I also drew out cash to live on as I had reached my overdraft limit on my bank account. My plan now is to to do a budget and try and stick to it. I will also try and pay something off the credit card debt even if it is only 50p a day.
Sorry Emily, the amount that I owe now on the card has gone up to £1248.78.

Sorry to hear that....do a SOA and post it somewhere on here, really helped with my budgeting Don't worry we all have bad months, just need to have a good one next month

mizmir

Just got some expenses in and managed to pay over £1K off a card - so that one is clear - and hopefully will stay that way. Next one I am targeting has a balance of £4458.41 on it and my snowball is telling me I should pay it off by end of January 2009 - so am going to aim for Christmas! So rather than counting normal payments in this challenge I am only going to count overpayments on this card.

Scaredandindebt

Granny_Grey_Beard wrote: »

I am on a bit of a downer. I just called up my credit card company to make a payment now that I have been paid of my normal payment of £100 plus the £14 extra to make up that extra pound a day until the end of August and Guess what my new balance in £1362.78 so I have spent around £369 since last week on my credit card!!!!

Hey there - try not to beat yourself up too much about it. On the positive side, you're probably much more aware of the balances since you started trying to make a difference with this challenge. Before this, you probably would have shrugged and gone 'oh, well I needed x, y & z and I can pay it back over time' (at least I know that's what I did), now you're thinking 'darn, how to I get this paid back asap?'

That's the main thing I am getting out of this challenge - it's helping turn around my attitude on a daily basis and will contribute to the long term aim we all strive for - a debt free life :T

Keep going, get your budget under control, get that spending diary out and I reckon this time in a month or so you'll start to see the positive benefits.

Keep it up - we're all here to motivate each other when we need it