A payment a day............

Flower08

Afternoon everyone. Paid another £2.01 to HSBC CC today.

Think i will go and do some christmas shopping today, but will definatly leave the credit card at home!

Hope everyone has a lovely weekend

x

frasersmum123

Afternoon everyone

£1.04 to Next Account for me today. I also made the minimum payment on it yesterday, so its now below £500 _party_ When I started PAD at the beginning of October it was over £850 :eek:

Have a great weekend.

frasersmum123

Hopeful1 - im the same when it comes to petrol, I need to have a nice round number!

I also have a wierd thing where I have to leave atleast one coin in my purse, even if its just 1p!

Just worked out that in the last two months I have managed to pay 11.52% off my total debt. Mainly because before I had Niamh I was a shopaholic and now now im not gong out im using all my spare cash to throw at my debts (mainly because I dont really want to go back to work after my Maternity Leave ends, so thats my motivation, and its a bloody good one!)

northernspender

Hi to all
Just paid £9.54 to VIRGIN c/c today. Have also just received my Tescos c/c statement today ( but at least thats interest free for the nxt 12 months!)

Hope everyone is enjoying their weekend x

Double_Trouble

Frasersmum you made me smile most people blame having kids for not having any money so your twist on the situation is great. You are going great guns with your debt and I agree your motivation is one of the best.:T They grow up so quickly if you are able to spend time with them than I would say go with it. I don't regret being a stay at home mum even with the debt I have. As my mother says its only money and you can't take it with you her exact quote is "there's no pockets in shrouds":rotfl:

Enjoy your day with the children.

DTxx

Greenbynature

Hi all :hello:
Well had a drink last night with OH and yes I wanted a cig - he hates smoking and has never smoked so he doesn't quite understand how I feel and we ended up having a nice big argument!!! He told me to go and buy some cigs and stop being such a b!tch!!!!! huh!!! I didnt buy any tho got a bar of choc instead anyway we're ok now lol and I've just been to lidl and bought another couple of those gorgeous choccie bars :rotfl: :rotfl: I've just noticed as I started keeping an online spending diary couple of weeks ago, how much less I've spent by not smoking this last week - every time I went to shop for cigs I'd always buy something else.

Put £2.23 into change jar and paid £2 to kays
Have a nice weekend all
OH is cooking tonight (will have to watch him as he might add abit of arsenic to mine :rotfl: :rotfl: )

Greenbynature

frasersmum123 wrote: »

Just worked out that in the last two months I have managed to pay 11.52% off my total debt. Mainly because before I had Niamh I was a shopaholic and now now im not gong out im using all my spare cash to throw at my debts (mainly because I dont really want to go back to work after my Maternity Leave ends, so thats my motivation, and its a bloody good one!)

Hi Frasersmum123
I hope you manage to pay off your debts in time and can stay at home with your kids while they're small I was a SAHM until youngest started school.
Good luck anyway I'm sure you'll do it :T

Fag_ash_lil

Hello peeps ...

Glad to hear that the majority of you are managing to keep up with your payments ..... no matter how small ....
Not a great day for me today :mad: .....

Had a horrendous bill in this morning ..... so bad that when i did the " snowball " on it , it says it will take me until 2037 ( 29 years ) to pay it :eek::eek:.... That's if the amount i offer is accepted ....( and no i haven't been living the " high " life to get me into this situation !! ) ...

So to be honest i'm " burying my head " in the sand untill monday .... and then will worry about it then . In a minute am going round to see some friends and will no doubt " down " a good few or more bottles of wine and maybe even more ! .... Not the answer i know ........., but "what the hell " .....

Sorry ...... rant over ..... Am just feeling sorry for myself but I do feel better for getting that " off my chest " ....

Anyway here's my Good and Bad for today ...

The Good - Added £3 to my pot .....
I never get a hangover ....

The Bad - Horrendous bill and haven't had got any CHOCCY

Will catch you all tomorrow ..... and i promise to be cheerful !!

Enjoy the rest of the day ...

terri x

frasersmum123

Thanks Greenbynature and Doubletrouble - I only actually work 16 hours a week, but even thats too much! :rolleyes:

crazyhazy

Have added £4.64 to my account today, the money I got off my shopping by using my little brothers staff discount card. I also chatted with h last night and he's agreed he'll give me what extra he can to pay off my loan too, then once it's gone we'll concentrate on the ones he has in his name, so hopefully will be abel to keep up with the payment a day with his help.