A payment a day............

paybacktime2008

Thanks for all the warm welcomes! £1.50 paid off halifax credit card today courtesy of the £1.50 saved with my 5p off a litre of petrol token! Oh and 10 fags bought today and rolling baccy...so today not cheaper but tomorrow it will be.

I have a feeling my situation will get slightly worse before it gets better. I start a full time job next wednesday, but have been informed I wont be paid til end of DECEMBER!!! Nightmare as I will have to pay childcare in the meantime. However I'm not letting this put me off. I'm on a mission!

northernspender

katie2407 wrote: »

just paid £10 to dreaded virgin -god they put the interest up every month even if total is coming down

Hi Katie2407. I know exactly what you about VIRGIN putting there interest charges up. I got a letter from them a couple of months ago ( just when my interest free period had finished!) informing me that it was going from 20.9 to around 29.9 :eek: I phoned them as i thought it was a printing error, but no it wasn't ! Anyway they agreed to reduce it down so its now 23.9% ! Am try desperately to get rid of this one before any of the others.


I have put £2.75 into loose change jar for today !

Happy Halloween to everyone x

Damita

£90.00 from monthly payment and £40.00 from bday money

Miss_314

I did the monthly food shop today and it came in at £13.87 under budget so I'll put that away to go towards the credit card when the statement comes in.:j

Emmamr

Hi everyone

Been awol for a few days but have been putting money away. Today paid £1 to next, £2 to savings and about £1.50 to my savings bank thing. Feeling very virtuous!

Well done to everyone on getting all your balances down and welcome to all the newbies - I have only been posting for a few weeks here but everyone is lovely and really supportive.

Emmax

Greenbynature

Hi all
Welcome to all the newbies and congrats to all those who've paid cc's off!!
Paid £5 to kays today
Have a fab weekend everyone
Fag_Ash_Lil - I've still got the other 2 wispas !!!!! (but not for much longer lol)

gettingsorted

Hi everyone I am new to this site but I think this thread in particular is great. However could you answer me a couple of questions? I have noticed that some people talk about doing clicks what are they? Also I have a DMP with cccs and they are very strict about paying fixed amounts to creditors would it be worth me putting extra money into an ISA until I have enough to pay off a debt? Any help would be gratefully received.

Fag_ash_lil

Hi all ....

Hope everyone is well ...

purpleposting4 -Congratulations on clearing your capital one card ...
:beer:
MissShoes and nichelette - :hello: Hi .. and good luck with your debts ...

Damita - Well done for using £40 of birthday money on your debts ..:T


Well here's my " Good and Bad " for today ...

The good - added £2 to my pot ( grand total £59 )
Never wasted money on choccy today :j

The bad - No choccy in the house :eek: , so will have to eat my horrible
rhubarb and custard sweets that i never finished 2 days ago ! :mad:

Greenbynature - I'm green with envy ... thinking of you eating your 2 Wispas ..

Enjoy the rest of the day ....

Catch you all tomorrow ...

terri x

Greenbynature

gettingsorted wrote: »

Hi everyone I am new to this site but I think this thread in particular is great. However could you answer me a couple of questions? I have noticed that some people talk about doing clicks what are they? Also I have a DMP with cccs and they are very strict about paying fixed amounts to creditors would it be worth me putting extra money into an ISA until I have enough to pay off a debt? Any help would be gratefully received.

Hi gettingsorted
The clicks are the daily clicks people do on the cash back sites - there is a thread somewhere on here about it run by eagerlearner - I've done it myself with quidco and pigsback and moneybackmadness but there are loads of others to sign up to.
I think in your case with your DMP you might be better sticking any spare cash into an ISA
HTH

nickynoo08

Hiya everyone just added 70p to my loose change box. Not sure what i'll be able to add over the weekend as i'm not planning on spending anymoney (working all weekend). Oooh just remembered OH got paid today so should be able to make extra payment on monday to make up for weekend.

Have a good halloween n weekend everyone