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A payment a day............

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  • Just received my last October CC statement so have updated signature at least it is going in the right direction:rolleyes:.

    It was my Halifax Plat statement and because they are reducing their minimum payments to 1% as from next month my minimum payment is £4.10 less than the estimated interest and that is one of my lower interest cards. So anyone with a Halifax Card CC BEWARE:eek:

    Mandyxx
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Afternoon everyone ....

    Thanks very much to Mudbath, Greenbynature, Hopeful1, Sunny Donny and frasersmum123 for my lovely warm welcome :T .... very much appreciated .

    I've had a good and naughty day today ...

    First the good ..... Paid £55.26 off my Dorothy Perkins card .

    Added another £2 to my pot ( grand total of £52 ).

    Now the naughty .... A large bar of Whole nut choccy was shouting my name
    when i was shopping today ..... Damn i wish i had saved
    the money instead ... It cost me £1.50 and i've probably
    put on 3 lb :eek: , not only that i've eaten 3/4 of it
    already .....

    Have come to the conclusion i'll never be rich or skinny .... but hey ho ... tomorrows another day .... !!

    Anyway I hope everyone else is managing to keep on the straight and narrow ....

    Catch you all tomorrow ..

    terri x
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Welcome from me Fag_ash_lil I am planning a large choccy bar later in fact it would already been eaten if it wasn't still in the shop can't tackle debts and chocolate addiction at the same time that would take a miracle I'll settle for the debts for now but one day who knows I will be skinny too!

    Mandyxx
  • Afternoon everyone ....

    Thanks very much to Mudbath, Greenbynature, Hopeful1, Sunny Donny and frasersmum123 for my lovely warm welcome :T .... very much appreciated .

    I've had a good and naughty day today ...

    First the good ..... Paid £55.26 off my Dorothy Perkins card .

    Added another £2 to my pot ( grand total of £52 ).

    Now the naughty .... A large bar of Whole nut choccy was shouting my name
    when i was shopping today ..... Damn i wish i had saved
    the money instead ... It cost me £1.50 and i've probably
    put on 3 lb :eek: , not only that i've eaten 3/4 of it
    already .....

    Have come to the conclusion i'll never be rich or skinny .... but hey ho ... tomorrows another day .... !!

    Anyway I hope everyone else is managing to keep on the straight and narrow ....

    Catch you all tomorrow ..

    terri x

    :rotfl: :rotfl: It's nice to know I'm not the only one who hears chocolate calling my name!! I bought 4 bars of wispas last night after my swimming session - I figured the calories I'd used up on the swimming would cancel out the calories in the bars :rotfl: I ate 2 of them the other 2 are for tonight
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello all,
    deep joy today, not only is Egg under £800...its under £750:j and I have
    Just paid another £5.28.
    Welcome to all new pad(ers) and a hug to all those struggling with the interest. I am living proof that this works.
    My whole attitude has changed beyond belief and I will never return to my old ways! Enjoy the sunshine.:D
  • DS1 has just rang me to say DIL is in hospital - she's due GDD2 on the 15th November but she's been bleeding and they're going to induce her today! And can I have GD1 overnight lol should be fun
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • deep joy today, not only is Egg under £800...its under £750:j
    Well done jo41 :T
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Afternoon everyone.

    Just £1 for me today.
    Hope everyone is having a good day.
    Pay off all your debt by Xmas 2012
    Aim £8200
    Total so far £3700
    Left £4500
  • Afternoon, another £5 off the A&L card and an extra £5 above the min payment off the Mint Card, yipee!!
    Aug GC £63.23/£200, Total Savings £0
  • Thanks to everyone on the comments about the nasty credit card charges. It does feel like two steps forward , three steps back. But decided to do something positive today, so have just been and took the change to bank and credited £40 to c/acct of which on return home have logged on and paid it towards my VIRGIN c/c!! Will carry the remaining £2.90 over to end November.

    Yes PIQUANT Virgin is part of MBNA. Great attitude about clearing the debt and I do indeed intend to get even!

    I have to say that I few months ago I would have sat and brooded about it , so thks again

    Also welcome to Fag_Ash_Lil. This is the best place to be when debts are looming

    Good luck to your DIL GREENBYNATURE. I hope everything is going okay with the arrival of your GDD2. x

    Off to update my signature
    LBM -TODAY!:D 17th Sept. 08. PAD start 17/09/08
    HSBC loan [strike]1052.52[/strike] 701.68 ( 4 x 175.42 pymts to go)
    Virgin c/c [STRIKE]£130.00[/STRIKE]£125.00
    Change jar for Nov 08 [strike] 2.90[/strike] now £17.55
    SEALED POT CHALLENGE 2009 NO 384
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