A payment a day............

Greenbynature

pebblespop wrote: »

i am just going to put £1 in my pot today. i have been adding to it throughout the week - do you just take all the coins to the bank to pay off your card??

do they need to be in the little bags or can you just take a mixture of coins?

i usually put them in the coin star machine but they take 7%

Hi pebblespop
I have a change jar that I empty every now and again and I bag them up separately and take them to the bank, I'm with Natwest and I don't think they'd take mixed bags of coins. I wouldn't use that coin star machine because of how much it takes off!!

gtx

another £1 to hsbc for me

have a great sunday everyone

bigbeff

mcjordi wrote: »

can i join im back after a while
coudnt remember login details
my smallest one is for 3 mobile at £76.78
however ive done a !!!!!! letter so fingers crossed

Whats an !!!!!! letter? I can be slow sometimes I know!!

Tashja

bigbeff wrote: »

Whats an !!!!!! letter? I can be slow sometimes I know!!

I think it is Full and Final Settlement

So he has a debt of say £1,000 and he writes to the company offering them a full and final settlement of £600 for them to go away.

Hope this is right anyway There's probably more to it then that bu that is my rough understanding.

McJordi - Hope they take the offer and you can get rid of the debt ((hugs))

T xx

flowerscotland

morning everyone

ive been missing in action for a few days, as I have been so skint

Anyway made up for it, got tax credit payment yesterday and I paid £2 to both simply be and credit card, and Ive put £5 in savings account to save for xmas food shopping

Mudbath

Hiya
I'm still managing my £1 a day until the end of the month. No extra payments though I was tempted to 'borrow' some money from DS (7) earlier - don't worry, I didn't. DH has taken the children away for the weekend (I couldn't go because of work, puppy etc) and I decided to gut their bedrooms whilst they're away. The amount of money i've found in his room. Money box empty and £1 coins here there and everywhere - ok, it was only £9 but was I tempted! I didn't, I didn't!!!:rotfl:

Flower08

Afternoon everyone. £2.65 paid to the CC today.

Hope everyone is having a good day

mcjordi

they said no to £22 so i sent back saying £30 if they didnt take it i would pay £2 a month lol

they offered a 10% discount in there refusal though
thanks for the hugs tashja- your explantion is pretty well what a !!!!!! is

mcjordi

off to set up some standing orders anyway

Tashja

Can I have a giggity, giggity goo before you go !!! lol

T xx