A payment a day............

frasersmum123

RedKelly - you are so right, paying an extra third for items is an incentive!

Sorry to hear about your tyre, Cars and Children are always the things that take my savings and payments off the rails!

Emmamr

Hi everyone

2nd official day on here and have just paid £1.50 towards credit card - have also applied for a balance transfer credit card so hopefully can get the interest down a bit as well. Now just need to stop spending!

Many thanks to all of your for your hard work and kind words. Have a great weekend everyone

Emma

pebblespop

made a £58.50 payment to tesco today. it was some money i had from selling a laptop on ebay!

i will be trying spend less than i have budgeted for food and petrol etc this weekend so i can pay the difference off the card!

Greenbynature

Morning all
Paid £5 to kays today.
Have a nice day

milliemonster

Hi everyone, hope you are all having a good day

just found out had a bit left in the first direct account than I thought so have paid £25 off the old A&L (MBNA) card, shocking interest rate at 26%and have also stretched the overdraft a little to pay the final £26 off the Argos card so that is now FULLY PAID OFF HURRAH!!!!!

am skint now until I get paid on Monday

runmichellerun

frasersmum123 wrote: »

Anyone else finding not spending really difficult? I have had maxed out crads for ages, and now with Christmas looming I keep thinking to myself - I could buy this and put it on the credit card. :eek:

Im being really strong,and I havent spent anything yet - but spending for me is like an addiction. :rolleyes: .

I am having the exact same problem at the moment. I'm sick of looking in my wardrobe for something to wear and seeing the same clothes I've looked at for the last few years.

So I went on a spending spree. Well, almost. I ordered a load of clothes from Look Again, but the beauty of it is that when I eventually get the clothes I'll hopefully will be feeling more positive and I can send it back.

I find it's the inital thrill of it that I like, and when the clothes get here I'm not that bothered anymore.

frasersmum123

Im exactly the same, they look so nice in the catalogue but when they get here im not really fussed anymore.

My doenfall has really been my boys, spent loads of money in Next, and while the clothes are great, they only seem to wear the same few pieces, so I have donated stuff to other people that still have tags on.

No more though - I have declared war on my shopping habits. My debts have to go!

redkelly

Just found a £1.00 and £0.20p coin at the bottom of my handbag so have put that in my saving's tin to pay off at the end of the month......feel much better now am really trying to stay on track

milliemonster

Hey frasersmum, I have loads of stuff here to parcel back up for Next and send it back, like you say, it always looks great in the catalogue and then when you get them, you think twice about paying for it all and it never looks as nice in the flesh!

I had to resist going on a spree this morning, I've been doing so well but went to see my best friend last night who has just had a massive extension built, enormous luxury kitchen etc etc and loads of new clothes for work and I woke up this morning thinking 'stuff this, I need some new clothes, I'll head off to Next with my CC', but I have resisted, I'll treat myself to a big spree when our debts are down significantly (and will use cash not a cc instead!!!)

flowerscotland

morning everyone

Ive paid £1 each to my credit card, simplybe, and my savings account today :beer: