A payment a day............

lonestarsky

Hi everyone

Horrible day here today aswell, wet cold and windy. I'm sitting with a hot water bottle on my lap to try and keep me warm!!!

Just £1 to the credit card today!!

havekidsamskint

Hi,

I just got this months quidco today and sent it right back out of the bank again to Next, thought I'd just use all of my overtime split between 2 credit cards ....did it before I changed my mind. Skint again but £271 less debt:j

oh how I wish it was £2710 less debt!!!!!

katie2407

afternoon everyone just paid £10.05 to another cc as bank still not taking out yesterday payment to virgin

Hopeful1

:mad: Well, i went online this morning to discover someone has been spending my money. I went through a cashback site at the end of Sept and set up a Ladbrokes acc. Part of the set up is to put your card details in. Anyway, i never use it but have discovered someone has set up 2 additional Ladbroke acc in my name and used my bank card to make deposits and play online poker!

I now need to use my savings which really annoys me, but hopefully i will get my money back at some point so that i can repay it all - i'm not a happy bunny

Will at least transfer £1 to Cap 1. Really want to put money on this so at least i can use it online knowing there is more protection.

northernspender

Afternoon All
Its a cold day here today so am not venturing out today. At least it will stop me spending any money!!
Well received Amazon payment from sale of book & DVD , so have managed to pay off £14.10 from NEXT account today. Can't believe how these PAD's are reducing my NEXT balance.
Off now to go see if there is anything I can E bay!!

Sorry to hear about the card fraud HOPEFUL1. I hope you get this resolved asap!

Everyone have a good day.

Debt_Free_Dreamer

mumzyof2 wrote: »

So far i have been doing this 8 days and i have only paid £11 total. Not much is it?

Going by your payments at the ratio of payments / number of days, in a year you will have paid £501.88 extra of your debts. Does that sound better? :j Keep going it is worth it.

Today I rang Barclaycard and MINT and received over £100 back as I was in credit on both of them. I am now going to attack the Virgin.

Debt_Free_Dreamer

mumzyof2 wrote: »

I don't know what debt im going to be paying off (properly the lowest amount one)

Pick the one with the highest interest (if any have interest).

If they are 0%, put the money in a savings account and pay the debt as slow as you can. Just make sure you don't dip into the savings and your savings have a good interest rate. Do not be loyal to your own bank.

I now have a 0% Virgin and a car loan I can do nothing about till I can clear it in full. So I will be putting the money into savings ready for February when the 0% finishes and I need to rejig all the debts.

L-M

Hello everyone

Good luck frasermum 123, I'm so excited for you and I don't even know you!:D

Sorry about the card fraud hopeful1, that's awful, hope it gets sorted out quickly for you

£5 for me today (two days worth) and capital one is accepting debit card payments again:T so £10 for my OH

Lelc

Hopeful1 wrote: »

:mad: Well, i went online this morning to discover someone has been spending my money. I went through a cashback site at the end of Sept and set up a Ladbrokes acc. Part of the set up is to put your card details in. Anyway, i never use it but have discovered someone has set up 2 additional Ladbroke acc in my name and used my bank card to make deposits and play online poker!

I now need to use my savings which really annoys me, but hopefully i will get my money back at some point so that i can repay it all - i'm not a happy bunny

Will at least transfer £1 to Cap 1. Really want to put money on this so at least i can use it online knowing there is more protection.

That's bad news Hopeful1. At least you noticed it really quickly so hopefully it will be sorted quickly.

I had my debit card cloned at the time when I was in denial about my debts so wasn't opening any of the letters from the bank. Fortunately I noticed one day that I seem to have more letters from them than usual so opened one to discover that there were horrendous bank charges. I had to open all of the letters to discover the extent of the fraud. The bank did eventually concede that it was fraudulent activity and I did get everything back but it took an age. So yet another positive thing about PAD!!

Bowski_1011

put my £1 into my savings for today... off to update my sig