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A payment a day............

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  • Up early this morning as my waters have broken - but didnt want to miss out on making a payment! :rotfl:

    Had a cheque from an E-bay sale clear this morning, so have paid £23.00 off my Next account!

    If im not on tomorrow then you will know why, but keep up the good work folks - your all doing fantastic!

    Hope everything goes well :D And well done for putting "A payment a day...." first :rotfl::rotfl::rotfl:


    £6.50 for me today!! *wow*

    And good morning to every one :)
  • magni
    magni Posts: 651 Forumite
    Just 2p into the jar for me yesterday:o I have no cash at the minute so it's just what I have lying around. I don't want to go to the bank until I absolutely have to. I did pay £117 off my Egg Money today though;) I'm not really counting "normal" payments in my payment a day challenge as I want to get £1000 on top of my normal payments so I'm off to see what change I can find lurking in the house today:D
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Hobsch
    Hobsch Posts: 613 Forumite
    I am only includign extra payments too. I have my set payments to the 6 creditors but hoping to pay an extra amount every day. 2 days running (I feel so good LOL)
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    £2.00 today - am feeling good :)
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • can anyone tell me when you have set up dmp how do you pay off extra if you have any spare cash and can you pay it to one creditor only to clear smaller ones first or does it have to be devided between everyone
  • katie2407
    katie2407 Posts: 352 Forumite
    morning everyone we are all doing so well

    good looking frasermum123

    just paid £5.03 to virgin and rounded down other cc with payment of £8.75
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • Lelc
    Lelc Posts: 558 Forumite
    cho8925873 wrote: »
    can anyone tell me when you have set up dmp how do you pay off extra if you have any spare cash and can you pay it to one creditor only to clear smaller ones first or does it have to be devided between everyone

    I'm with Payplan and through Justabank, which is where you can find all the information about your creditors, payment history etc, there is an option to make a payment. Payplan then add this to your payments and distribute it to your creditors.

    I have considered, though, about saving some money and making a full and final offer to one of the creditors but this would be my responsibility and not Payplan.

    Hope that makes sense.
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • can you not just target one debt and pay this first to reduce amount of people you owe money to i know this sounds daft as debt would reduce the same however you pay i think mentally seeing creditors get less would make me feel like i was getting somewhere ;)
  • gilly1964
    gilly1964 Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £12.06 for me today

    1.03 to 2 CCs and £10 to BNPL

    Just added up my payments for September £2191.43
    That was scary, but would have been much less without PAD

    Best wishes to everyone and Frasermum123 especially :grouphug:

    Gilly
  • bunty109
    bunty109 Posts: 1,265 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well, dental insurance paid up for something I didn't think they would so it's a tad over £100 I am going to be able to pay off!!!! Very happy!!
    MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
    MFi3 v5 #53 £12531/
    MFi3 v4 #53 £59442/£39387
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