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A payment a day............

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Comments

  • Lelc
    Lelc Posts: 558 Forumite
    Oh, and I was accepted for a credit card the other week (CapitalOne - I wanted it for ID theft/free Credit report), am waiting for the card and welcome statement this week.
    HOWEVER...I have decided I am not going to bother, I think it's a temptation waiting to happen, so am going to ring and cancel it when it comes and am going to try and add to my savings more instead. I really want as little debt/credit as possible and can't wait until Natwest OD and DFS (stupid sofas) are paid off in full! Am going to lower my Littlewoods available credit by £50 whenever I can and am going to have to really try harder to get my mum paid back too...!

    Have a nice evening all! x

    Well done. I wish I'd had that sort of willpower. I probably wouldn't be in a dmp if I had. I had my dmp review today and I'm going to increase my payments - although the review indicated that I should have reduced them. I shall be keeping up my payment a day but from November it'll probably be a lot less than I'm saving just now. At least my debt will be reducing quicker.:j
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've paid £1 into my savings account today. I'm just gonna keep it at £1 a day for the time being, got 2 big bills going out this week. but once they're out of the bank i'll know more where I am with my money and then I'll pay more each day.
    Off to update my sig :)
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I now know I am totally obsessed with this...stayed up to pay Egg £5.03. Very proud to be doing this, haven't missed a single day since I started!
    Well done to everyone, we're all doing so well.
    Good night and have a lovely Friday. x
  • Well done everyone. Keep going, I am having a month off to get my bank balance looking a bit better, but I will be back.

    You are all doing fantastic.....
    I want to be credit card and loan free by Christmas 2010
  • Up early this morning as my waters have broken - but didnt want to miss out on making a payment! :rotfl:

    Had a cheque from an E-bay sale clear this morning, so have paid £23.00 off my Next account!

    If im not on tomorrow then you will know why, but keep up the good work folks - your all doing fantastic!
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I dont know why I didnt do this sooner!!!

    Just made 3 payments....

    £2.00 creditcard
    £10.00 overdraft
    £7.00 savings (for 4k 2009 challenge, I need 577.95 to start january with)

    I still have £20 in cash in my purse and nothing much to pay out for this weekend, I also get my maintenence from ex this afternoon (£40 cash) Might pick up some fruit and bread for over the weekend but thats it.....

    Thats 2 days in a row ive paid now:)
    November NSD's - 7
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Up early this morning as my waters have broken - but didnt want to miss out on making a payment! :rotfl:

    Had a cheque from an E-bay sale clear this morning, so have paid £23.00 off my Next account!

    If im not on tomorrow then you will know why, but keep up the good work folks - your all doing fantastic!

    Just popped on here to update my sig. Good luck, hope its going well! :heart2:
  • Up early this morning as my waters have broken - but didnt want to miss out on making a payment! :rotfl:

    Had a cheque from an E-bay sale clear this morning, so have paid £23.00 off my Next account!

    If im not on tomorrow then you will know why, but keep up the good work folks - your all doing fantastic!


    Good luck! Look forward to hearing about the new arrival! :j
    I think we can let you off not making a daily payment this week...! ;)
  • Have updated my sig to include todays payments (OH finally gave me some extra money and a DD went out for DFS)
    So...
    £39.36 paid to Littlewoods.
    £61.61 paid to DFS for sofas.
  • gtx
    gtx Posts: 305 Forumite
    Good luck Frasersmum123 - will this mean a change of user name i wonder?

    another £1.15 off barclaycard:j

    off to update sig

    DFW#1062 :idea: LBM Aug 08 - :eek: DFD JUN '22
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