A payment a day............

PigginSkint

Wow! What a fab idea! Count me in please!

I would like to combine this with the Pay a Debt off by Xmas challenge so I would like to tackle my Tesco credit card. In addition to this I would like to pay off what I have spent on my Egg card (not what OH has spent on it!).

I don't know how much I will be able to afford - not a lot at the moment - so I don't want to tie myself down to a particular amount. Especially as I hope soon to be able to increase my payments (when OH finally gets a decent paying job!!)

So, to summarise, my additional payments will go to my Tesco credit card and my Egg card - equal amounts to each.

Cleosmum

£1 transferred to new saver for loan, still waiting for ISA to be set up, will play catch up once thats up and running.

£11 in total

thepinklady

I decided to pay £5 off my Littlewoods, so new total is £411.01 - woohoo!!

ehallett

Morning everyone.

Day 4 - I have no more money in my bank accounts that I can transfer over for this at the moment (waiting for Ebay money to go through next week) so I have put £1 aside for today and when I have got 20 £1 coins then I will bank them and pay it all off together.

Hopefully I will be able to put some extra money to it next week but at the moment a pound a day is all I can manage but at least it is better than paying nothing at all .

I'm at my boyfriends today so will have a look around as he is ALWAYS leaving money lying around, will see what I can find .

Emily x

penguin83

Morning Emily - good luck for mooching today!

I have put another 13.35 in the pot to bank on Monday so total now stands at :

280.58! x x

finito

A few years ago I had some carpets fitted on interest free credit. The credit firm sent me paying in books to use at the bank. One month I was a couple of days late paying them and they charged me X amount for the pleasure.

It hacked me off so much that I used to walk to the bank everyday and pay a £1 cheque on each individual paying in slip. Then , when the balance was due I would pay that in one cheque. The next day I would start with the £1 cheque each day. I used to phone and ask them to send me more paying in books, which they did for a while.

In the end they wrote to me offering to write off the balance of the debt for a one off payment. It seems it was costing them more in bank charges to take my pound than they were making out of me!!

thepinklady

Morning Emily,

To kick the day off to a good start i paid another £5 off my Littlewoods debt this morning, now stands at £406.01 - yay. Just worked out we have 22 days left in August, if i pay £2 a day it would work out as £44 extra paid this month.

runmichellerun

finito wrote: »

A few years ago I had some carpets fitted on interest free credit. The credit firm sent me paying in books to use at the bank. One month I was a couple of days late paying them and they charged me X amount for the pleasure.

It hacked me off so much that I used to walk to the bank everyday and pay a £1 cheque on each individual paying in slip. Then , when the balance was due I would pay that in one cheque. The next day I would start with the £1 cheque each day. I used to phone and ask them to send me more paying in books, which they did for a while.

In the end they wrote to me offering to write off the balance of the debt for a one off payment. It seems it was costing them more in bank charges to take my pound than they were making out of me!!

:rotfl: sweet revenge

finito

Michelle,

It feels good to be empowered and back in charge!!:D

Different_Corner

Emily - I love this idea. I have a massive HFC credit card bill that I would like to snowflake away, they have just raised interest rate to a whopping 33.9% ! I've BT'd some of it but it needs a serious thrashing it stands at £7066, not a smiley icon anywhere that can show my hooror at this nasty piece of plastic.

So I'm going to pay a minimum of £3 a day starting from tomorrow. My snowball says it will be gone by August 2010, but I want it gone August 2009.

Now is that comfy chair free over there ? I have jaffa cakes.....