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  • Curlytop40
    Curlytop40 Posts: 292 Forumite
    Hi, I've been lurking for a few weeks too and joined today. I'm single mum to dd whos 4 and work part time in the NHS. My main reason for joining is to get out of the 'spend' mentality I've had since before I had my dd and try to save for the things I want for us both.
    I've picked up loads of tips whilst I've been reading and am hoping to have enough cash left at the end of the month for a slow cooker. Saving towards something rather than buying it on CC is a new thing for me. Only 2 more weeks to wait now though!
    CT.
    July grocery- 24.40/220. NSD-1/3.
    Myself, DD, 2 cats, 35 weeks pregnant.
    Debts- CC's- V-775, F-1253.10, BC-3291.80, T-1429.08. Total-6748.98. All 0%. Aim- to pay £200 per month.
  • remmie
    remmie Posts: 489 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hello everyone - another lurker here. Live with dh and 3 large dogs (2 gsd`s and an elderly lab cross). I have been trying to stick to our budget of £145 a month, including dog food for ages but thanks to all you lovely peeps on here this is the first month I`ve actually managed it!!! I`m now looking at ways to reduce it, as my mum used to say - never satisfied LOL
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Hiya,

    Just thought I'd best let you know who I am as I've posted a couple of times now without introducing myself!

    I'm a 23yr old with 2 kids (20month old wee girl & 13week old wee boy) not married but live with OH in the Highlands of Scotland!
    I work part time for a well known hotel chain and will be going back part time after my leave finishes in Jan

    Angelic x
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    I am 30 and live near Edinburgh with OH. I have been posting on other topics for a while but have only just started to look at the OS threads. I have always kept an eye on my money and am always looking for better ways to do things. I am trying to do more of the cooking in the house and in doing that trying not to be wasteful as my mum taught me (using left overs in other meals etc)
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • soupfan
    soupfan Posts: 17 Forumite
    Hello, I live in Scotland and am self employed.
    We have a mortgage on a One Account and at the current rate of paying (overpaying), we have about 7 years to go.
    Two sons, one 18 and about to go and do voluntary work for a year way from home (I am very proud of him for this) and the other (20) just starting University away from home.
    The rent for his student flat has just blown a big hole in our income. We could insist he took out a Student Loan, but we both feel that we don't want to saddle him with debt when he is starting out. He's been working and living away from home for two years and is debt and credit card free so he has a sensible head as far as money goes.
    So, I am looking to economise and the household is about to shrink from four to two.

    I'm a Tightwad Gazette owner... my husband calls me Amy when he thinks I am getting too extreme!
    Grocery Challenge (food and cleaning products).
    Sept 09 £247.35/£63.50
  • merlin1
    merlin1 Posts: 715 Forumite
    :hello:

    posting a while now - firstly on the bankruptcy boards here, but then i found osms and have been hooked since!

    me - i'm 31, mostly been self employed doing cutom painting and airbrush artwork but now an employed full time aircraft painter - still do the fancy stuff here and there, and am learning how to tattoo.

    my oh - 34, again the same as above! lol

    my son 10, he'll be 11 in october.

    and my dog merlin - tri blue merle collie, thats his eye in my avatar, he's as daft as a brush with wiggly bristles!
  • meanmarie
    meanmarie Posts: 5,331 Forumite
    Part of the Furniture 1,000 Posts
    Welcome all newbies....this is a nice comfortable, frugal place to be....few lunatics around, but they are pretty harmless!

    Marie
    Weight 08 February 86kg
  • meanmarie wrote: »
    Welcome all newbies....this is a nice comfortable, frugal place to be....few lunatics around, but they are pretty harmless!

    Marie

    Marie,

    I think there are a few loonys on all the boards... just can't seem to escape from them!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • :hello:

    not sure if i have introduced myself, i lurk around these parts and cause havoc in the arms

    i'm andy, 28 from south lancs, now living in manchester where i bought my first house earlier in the year, i work in tech support for a well known technology company helping consumer customers and our own chain of stores get to grips with whatever weird and wonderful things those higher than me decide to sell.

    i rent part of my house to my friend under the government rent a room scheme and i'm a huge fan of indie/rock/metal etc and i am very sarcastic, oh and i love a bargain too.

    i also collect vw camper merchandise :D
    things arent the way they were before, you wouldnt even recognise me anymore- not that you knew me back then ;)
    BH is my best mate too, its ok :)

    I trust BH even if he's from Manchester.. ;)

    all your base are belong to us :eek:
  • Muddles
    Muddles Posts: 75 Forumite
    Hi Everyone :hello:
    I am Muddles and I just want to say I am so loving this site. I have been lurking for quite a while and have got so addicted to reading all the past threads etc and noting the fantastic tips. I probably will not post very much but I am so enjoying all the fabulous advice. I am a more mature single :rolleyes: lady not working at the present time but have been worrying about money for a while mainly regarding how much I spend on Groceries. The last few weeks have been so much better thanks to you all and ironically I have been eating so well. I also never thought I would be looking forward to the Winter but thanks to Preparing for Winter I am thinking "Bring it On" :rotfl: This site is now the first one I go to each day and I avidly read every thing. Thank you again so much :T
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