New home, New Debts, New Diary/Budget

Penny2myName

Meter Readings for 1st October 2008

Electric 03166
Gas 01135

Since 1st September I have used 287 units of Electric, Roughly 9.5 units a day. Gas since 4th Sept is 116units, roughly 4.5 units a day.

Penny2myName

Total spend for 28 Sep 2008 - 04 Oct 2008: £151.06

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ANIMALS
2008-10-03 Dry cat Food £0.85
TOTAL FOR ANIMALS £0.85
BAKING
2008-10-03 jelly diamonds £0.12
2008-10-03 Silver Balls £0.09
TOTAL FOR BAKING £0.21
BILLS
2008-10-01 T.V licence £11.75
TOTAL FOR BILLS £11.75
CHARITY
2008-10-03 Wildlife Trust £4.00
TOTAL FOR CHARITY £4.00
CLEANING
2008-10-02 Stardrops £0.99
TOTAL FOR CLEANING £0.99
COLLEGE
2008-10-01 Green Dye £1.49
TOTAL FOR COLLEGE £1.49
COLLEGE FOOD
2008-10-02 mini biscuits £0.50
TOTAL FOR COLLEGE FOOD £0.50
DEBT
2008-09-29 DFS Sofa £83.50
TOTAL FOR DEBT £83.50
FOOD
2008-09-30 Golden Cod (chippy) £5.50
2008-10-02 Milk 6 pts £2.12
2008-10-03 Carrots £0.89
2008-10-03 Cauliflower £0.69
2008-10-03 Cauliflower grills £1.00
2008-10-03 chick peas £0.50
2008-10-03 chick veg cuppa soup £0.20
2008-10-03 free range eggs (12) £1.60
2008-10-03 Mince £1.00
2008-10-03 Mince onion pies £0.84
2008-10-03 Pasta Sauce(2) £0.48
2008-10-03 Sweet Peppers £0.70
2008-10-03 veg cuppa soup £0.24
2008-10-03 Veg Pies £1.34
2008-10-03 weetabix £0.99
TOTAL FOR FOOD £18.09
GARDEN
2008-10-01 Arched trellis (2) £6.98
TOTAL FOR GARDEN £6.98
SAVINGS
2008-09-29 ICICI bank £1.00
2008-09-30 ICICI bank £1.00
2008-10-01 ICICI bank £3.00
2008-10-02 Brad £5.00
2008-10-02 ICICI bank £1.00
2008-10-03 ICICI bank £1.00
TOTAL FOR SAVINGS £12.00
SCHOOL UNIFORM
2008-10-03 shorts £7.50
TOTAL FOR SCHOOL UNIFORM £7.50
TOILETTRIES
2008-09-30 Toilet Paper £1.76
TOTAL FOR TOILETTRIES £1.76
TREAT
2008-10-03 sweets £1.44
TOTAL FOR TREAT £1.44
TOTAL £151.06

Penny2myName

Today I have queried with old electric supplier why they are still taking DD's out of my account and got them to finalize the account which they should have done one 2nd September. Checked with Sky how long I have left of my contract. Can give my 30 day notice day after I return from holiday. And called Mystery shopping company to clarifiy a query they had.
Have also called and arranged for an appoinment from a gas engineering firm who carry out yearly inspection for council properties.
Not bad for just gone 9:15 when I had completed them all, adn only one cuppa so far. Think I deserves another cuppa for being so organised this morning, then on to actual phyical cleaning....boohoohoo.

lauradora

found you so whats happening with the allotment?

Penny2myName

Decided I just haven't got the resources either financially, physically nor time wise at present. Really need to get my home and garden sorted first. It depresses me each time I come home or look outside, cause I am spending all time energy etc. at allotment, that that the gardens here look as though the house is abandoned. Hopefully in a couple of years I can see about doing one, till then garden is big enough for a veg patch (cant remember if its 54 or 74 ft long out back)

Penny2myName

Just completed daugther's birthday cake, and discovered how hard it is to turn chocolate icing BLACK. As long as she and my other kids like the taste, thats all that matters.

Also been going through all finances, and with luck I should have £150 to take with me on holiday. Kids have £100 each. I know it seems a lot, but this money has been saved in their accounts since middle of last year and I am expecting them (daughter especially) to go on a spending spree. Its also their last holiday till I am debt free.

lauradora

Penny2myName wrote: »

Kids have £100 each. I know it seems a lot, but this money has been saved in their accounts since middle of last year and I am expecting them (daughter especially) to go on a spending spree. Its also their last holiday till I am debt free.

its always better when they have a few quid in thier pockets top spend though, makes it more relaxing for you:D

Penny2myName

Well today I handed my key in for allotment and got £15 deposit for it back. Which comes in very handy since kids had their bikes nicked from school, so i have to fork out bus fare for them.
Checked my little woods account and from next month my minimum payments double to just under £300 a month 'The dreaded BNPL' cycle I got myself into, finally kicks in in a drastic way.

Penny2myName

:mad::o:eek: ok its a horrid weeks worth to admit, especially as some in on CC:o:o.

Total spend for 05 Oct 2008 - 11 Oct 2008: £761.86


ANIMALS
2008-10-05 Chain choker £1.99
2008-10-05 Chain Lead £5.99
2008-10-08 Dry cat Food £0.85
TOTAL FOR ANIMALS £8.83
BILLS
2008-10-06 Atlantic Gas £35.00
2008-10-06 Electric SSE £25.00
2008-10-06 Insurance £11.84
2008-10-07 BT Phone £12.00
2008-10-07 Electric Scottish Power £22.00
2008-10-07 Water £33.80
2008-10-08 Sky £21.00
TOTAL FOR BILLS £160.64
BIRTHDAY GIFT
2008-10-08 birthday cards (2) £4.12
TOTAL FOR BIRTHDAY GIFT £4.12
CLEANING
2008-10-08 Bin bags £1.85
TOTAL FOR CLEANING £1.85
COLLEGE DRINKS
2008-10-09 Tea £0.60
TOTAL FOR COLLEGE DRINKS £0.60
DEBT
2008-10-06 Littlewoods £151.28
2008-10-10 Vanquis CC £100.00
TOTAL FOR DEBT £251.28
DRESS MAKING
2008-10-10 Black Hearts cotton £14.70
2008-10-10 Black/white skull fleece £11.73
2008-10-10 Patterns (2) £6.62
2008-10-10 Red/Black skull fleece £11.73
TOTAL FOR DRESS MAKING £44.78
DRESS MAKING/CREDIT CARD
2008-10-10 15mtr Skull Brocade £163.92
2008-10-10 Festival of the Dead Cotton £13.40
TOTAL FOR DRESS MAKING/CREDIT CARD £177.32
FOOD
2008-10-06 Cheese Pizza £2.42
2008-10-06 Garlic Bread £0.33
2008-10-06 Meat Pizza £1.20
2008-10-06 Milk 6 pts £2.25
2008-10-07 Apples £0.50
2008-10-07 bread £0.50
2008-10-07 Carrots £0.50
2008-10-07 Custard £0.28
2008-10-07 mozzarella £0.38
2008-10-07 Pitta Bread £0.22
2008-10-07 Potatoes £2.89
2008-10-07 Tea bags £0.86
2008-10-07 Waffles £1.61
2008-10-09 Pizza £6.90
2008-10-10 Calzone £6.25
2008-10-10 Chips £2.00
2008-10-10 milk 1 pt £0.46
TOTAL FOR FOOD £29.55
FOOTWEAR
2008-10-05 Trainers £5.00
TOTAL FOR FOOTWEAR £5.00
MUMS/SALSA
2008-10-10 Me Fare £3.50
2008-10-10 Patrick £0.80
2008-10-10 Serena fare £1.60
TOTAL FOR MUMS/SALSA £5.90
SAVINGS
2008-10-06 ICICI bank £1.00
2008-10-07 ICICI bank £1.00
2008-10-08 ICICI bank £3.00
2008-10-09 Brad £5.00
2008-10-09 ICICI bank £1.00
TOTAL FOR SAVINGS £11.00
SCHOOL
2008-10-05 Kieran Photos £12.00
2008-10-05 Serena Photos £12.00
2008-10-10 Patrick Photos £13.50
TOTAL FOR SCHOOL £37.50
SCHOOL UNIFORM
2008-10-05 Kieran Trainers £5.00
2008-10-05 Patrick Trainers £5.00
2008-10-05 Serena Trainers £9.99
TOTAL FOR SCHOOL UNIFORM £19.99
TOILETTRIES
2008-10-07 Toilet Paper (12) £3.50
TOTAL FOR TOILETTRIES £3.50
TOTAL £761.86

lauradora

so was yours a council allotment near welfare then? Did you have to go on a waiting list?