New home, New Debts, New Diary/Budget

Penny2myName

Just checked that the heating system did n't need bleeding, as have been trying the system this morning and last night and not a single radiator gets warm let alone hot. So just called council who will be out on Tuesday to look at it. Before coming here I probably would n't have checked it, and then found myself having gas fire on full and a huge gas bill. I know its going to be higher this year not just due to the price increases, but also because this is an older system then at my old house.

Penny2myName

Just ordered my train tickets for Whitby Holiday and they came to £35.40 in total with the postage fee and card fee. Trainline fees now is 50p fee for collecting from a fast track machine (sure it used to be free) £1 1st class postage going up in prices for how quick you want them delivered. Plus varying fees depending on how you pay. cheapest was 50p for for Visa debit card. Visa credit card fee is £2.50. Thank good I am after making sure non of this holiday is paid for via CC.

Penny2myName

Finally got the heating system working, now to just get the kids to make sure they shut all the room doors behind them, wether coming into a room or out of it.

Penny2myName

Well last weeks total comes to a horrid

ANIMALS
2008-09-02 Dry cat Food £0.89
2008-09-02 Kitten Food £3.34
TOTAL FOR ANIMALS £4.23
BILLS
2008-09-01 T.V licence £11.61
2008-09-05 Electric SSE £25.00
2008-09-05 Gas SSE £35.00
2008-09-05 Insurance £11.84
TOTAL FOR BILLS £83.45
CHARITY
2008-09-05 Wildlife Trust £4.00
TOTAL FOR CHARITY £4.00
CLOTHING
2008-09-05 Gloves (4) £2.00
2008-09-05 Hats (3) £3.00
TOTAL FOR CLOTHING £5.00
FOOD
2008-08-31 Cola £0.21
2008-08-31 milk 4pts £1.45
2008-09-02 Butter £1.00
2008-09-02 Carrots £0.47
2008-09-02 dried Parsley £0.58
2008-09-02 Golden Syrup £1.23
2008-09-02 mixed herbs £0.68
2008-09-02 Onions £0.44
2008-09-02 porridge oats £0.59
2008-09-02 Potatoes £1.53
2008-09-02 Sugar (5kg) £3.86
2008-09-02 Tomatoe Puree £0.40
2008-09-03 Cola £0.21
2008-09-03 Lemonade 2lt £0.21
2008-09-03 milk 6pts £2.13
TOTAL FOR FOOD £14.99
GLASSES
2008-09-01 Parkhurst Opticians £15.20
TOTAL FOR GLASSES £15.20
HOLIDAY
2008-09-06 Whitby Train Tickets £35.40
TOTAL FOR HOLIDAY £35.40
HOUSEHOLD
2008-09-04 Radiator Key £1.99
TOTAL FOR HOUSEHOLD £1.99
SAVINGS
2008-09-01 ICICI bank £1.00
2008-09-02 ICICI bank £1.00
2008-09-03 ICICI bank £3.00
2008-09-04 Brad £5.00
2008-09-04 ICICI bank £1.00
2008-09-05 ICICI bank £1.00
TOTAL FOR SAVINGS £12.00
SOCIALIZING
2008-09-05 Mum's/Salsa £2.50
TOTAL FOR SOCIALIZING £2.50
TOILETTRIES
2008-09-02 Conditioner £2.39
2008-09-02 Shampoo £2.39
2008-09-02 Toilet Paper £1.99
TOTAL FOR TOILETTRIES £6.77
TRAVEL
2008-09-02 Fare home £1.10
2008-09-05 Kieran Fare £2.00
2008-09-05 Me Fare £3.50
2008-09-05 Patrick £1.20
2008-09-05 Serena fare £1.60
TOTAL FOR TRAVEL £9.40
TOTAL £194.93

With more bills and debt repayments this week, think this weeks may be even worse.:(

Penny2myName

Just got up to find an email cancelling the date for this weekend. Think I am destined to be single for the rest of my life.

Penny2myName

Total spend for 07 Sep 2008 - 13 Sep 2008

ANIMALS
2008-09-07 Dry cat Food £0.92
2008-09-13 Dry cat Food £0.69
TOTAL FOR ANIMALS £1.61
BAKING
2008-09-09 100's £0.13
2008-09-09 Almond Flavouring £0.16
2008-09-09 Black Colouring £0.21
2008-09-09 Green Colouring £0.16
2008-09-09 Peppermint Flavouring £0.34
2008-09-09 Red Colouring £0.15
2008-09-09 Stork Marg £0.40
2008-09-09 Sugar Strands £0.12
2008-09-12 Ground Ginger £0.65
2008-09-13 Stork Marg £0.80
TOTAL FOR BAKING £3.12
BILLS
2008-09-08 BT Phone £12.00
2008-09-08 Electric Scottish Power £22.00
2008-09-08 Sky £21.00
2008-09-08 Water £33.80
TOTAL FOR BILLS £88.80
CLEANING
2008-09-12 Washing up liquid £0.59
TOTAL FOR CLEANING £0.59
COLLEGE
2008-09-08 Me Fare £3.40
TOTAL FOR COLLEGE £3.40
COLLEGE DRINKS
2008-09-08 Coffee £1.20
TOTAL FOR COLLEGE DRINKS £1.20
DEBT
2008-09-08 Littlewoods £118.28
2008-09-11 La Redoute £20.00
2008-09-11 Vanquis CC £100.00
TOTAL FOR DEBT £238.28
FOOD
2008-09-07 Passata Sauce £0.39
2008-09-08 bread £0.72
2008-09-08 Cheese £2.50
2008-09-08 Coffee £2.16
2008-09-08 Cucumber £0.28
2008-09-08 Milk 6 pts £2.13
2008-09-09 beans(2) £0.40
2008-09-09 Bread Flour £0.48
2008-09-09 Honey £0.61
2008-09-09 Marmalade £0.28
2008-09-09 Pasta Sauce £0.25
2008-09-09 Potatoes £0.52
2008-09-09 spaghetti (2) £0.30
2008-09-09 Strawberry Jam £0.39
2008-09-09 sweetcorn £0.26
2008-09-09 Tomato Ketchup £0.26
2008-09-09 Tomatoes £0.21
2008-09-10 Golden Cod (chippy) £5.25
2008-09-12 Butter £1.00
2008-09-12 Carrots 2lb £0.70
2008-09-12 Chicken (2) £5.00
2008-09-12 Chippy £2.40
2008-09-12 milk 6pts £2.12
2008-09-12 Popcorn £0.65
2008-09-12 porridge oats £1.01
2008-09-12 Potatoes 10lbs £2.00
2008-09-12 Sausages £1.00
2008-09-12 Sweet Peppers £0.70
2008-09-13 Lemonade 2lt £0.21
2008-09-13 swiss roll £0.16
TOTAL FOR FOOD £34.34
HOUSEHOLD
2008-09-12 Baby Bonsai (2) £5.00
2008-09-12 Bonsai food £1.00
TOTAL FOR HOUSEHOLD £6.00
OTHER
2008-09-12 Foil £0.58
2008-09-12 Inner Tube £2.50
TOTAL FOR OTHER £3.08
SAVINGS
2008-09-08 ICICI bank £1.00
2008-09-09 ICICI bank £1.00
2008-09-10 ICICI bank £3.00
TOTAL FOR SAVINGS £5.00
SCHOOL
2008-09-12 Backpack £5.00
TOTAL FOR SCHOOL £5.00
TOILETRIES
2008-09-13 Toilet Paper £1.89
TOTAL FOR TOILETRIES £1.89
TRAVEL
2008-09-08 Serena fare £1.20
2008-09-09 Serena fare £1.60
2008-09-10 Serena fare £1.60
2008-09-11 Serena fare £1.60
2008-09-12 Me Fare £3.50
TOTAL FOR TRAVEL £9.50
TREAT
2008-09-09 sweets (4) £4.00
TOTAL FOR TREAT £4.00
TOTAL £405.81:eek::eek::eek::eek:

I dont like last weeks spends.

Penny2myName

Total spend for 14 Sep 2008 - 20 Sep 2008:

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ALLOTMENT
2008-09-19 seed trays (10) £1.20
TOTAL FOR ALLOTMENT £1.20
BAKING
2008-09-19 Sesame Seeds (2) £0.56
TOTAL FOR BAKING £0.56
CHRISTMAS GIFT
2008-09-19 Snake Grow Kit (3) £1.11
TOTAL FOR CHRISTMAS GIFT £1.11
COLLEGE
2008-09-17 Batteries £5.99
2008-09-17 Coloursoft tin Pencils (12) £15.49
2008-09-17 Fibralo tin Fibre Pens (10) £9.99
2008-09-17 Me Fare £4.20
2008-09-17 Millenium Gallery (Vivien Westwood Exhibition) £4.00
2008-09-17 Trio Sharpener £2.49
TOTAL FOR COLLEGE £42.16
COLLEGE DRINKS
2008-09-18 Tea £0.60
TOTAL FOR COLLEGE DRINKS £0.60
CREDIT CARD
2008-09-14 Cat Litter 20k £6.49
2008-09-14 Compost (50lts) £2.30
2008-09-14 Covered Cat Litter £14.29
2008-09-14 Double quilt £12.00
2008-09-14 Dry cat Food (kitten) £14.99
2008-09-14 Hot Water Bottle (4) £10.00
TOTAL FOR CREDIT CARD £60.07
DEBT
2008-09-17 DFS Dining £19.64
TOTAL FOR DEBT £19.64
FOOD
2008-09-18 Golden Cod (chippy) £0.90
2008-09-19 Apples £1.00
2008-09-19 beans(2) £0.40
2008-09-19 bread £0.54
2008-09-19 Chinese style Pork Ribs (2) £3.44
2008-09-19 free range eggs (15) £1.49
2008-09-19 mince £1.50
2008-09-19 Muesli £0.57
2008-09-19 Oven Chips (2) £1.00
2008-09-19 Petit Pois (2) £2.00
2008-09-19 Salmon £7.00
2008-09-19 Sausages £1.00
2008-09-19 Turnip £0.47
2008-09-19 Veg Pies £1.34
2008-09-20 Custard (2) £0.40
TOTAL FOR FOOD £23.05
HOUSEHOLD
2008-09-19 Egg Poacher £3.75
TOTAL FOR HOUSEHOLD £3.75
SAVINGS
2008-09-15 ICICI bank £1.00
2008-09-16 ICICI bank £1.00
2008-09-17 ICICI bank £3.00
2008-09-18 Brad £5.00
2008-09-18 ICICI bank £1.00
TOTAL FOR SAVINGS £11.00
SCHOOL
2008-09-17 Eraser/Sharpener set £1.29
2008-09-19 Backpack £2.50
2008-09-19 Maths Set (2) £3.00
TOTAL FOR SCHOOL £6.79
TRAVEL
2008-09-15 Serena fare £1.60
2008-09-16 Serena fare £0.80
2008-09-19 Me Fare £3.50
TOTAL FOR TRAVEL £5.90
TREAT
2008-09-19 Pringles £0.97
2008-09-19 sweets £2.60
TOTAL FOR TREAT £3.57
TOTAL £179.40

Not half as dreadful as last weeks, But still want to get it down. Have also decided to do a separate category for when I use the CC,so I know how much extra I need to pay on it, the following month.

Penny2myName

Got given a dvd from my sign language class yesterday, almost died when I saw price of it, £21.95, thank god it was included in costs of the course.
Been checking my figures, and will be in my O/D on last day of month, but on 1st of Oct will be out of it. Just.
Also only need to add about £20 from my maintence to my household bills account, and then all of next months bills are covered. So should have some spending money avalible for myself when I go on holiday.

Penny2myName

Just done my sums and my debt total has risen to £5075.47 from £4921.91, so its risen by a total amount of £153.56.
Really need to get my head around things lately.
I need to get organised.
But before I do whats on the list...TURN OFF PC
1) Clear Ironing.
2) Clean Bathroom
3) Clean Kitchen
4) List Food
5) Make meal plan.

Whilst doing the ironing I realised I had forgotten to take off this months payments from my total debt, so the actual figures are
£4834.05, so down by £87.86.
Still need to work on getting it down even more each month considering I actually make payments of between £179 up to £340 a month..

Penny2myName

Total spend for 21 Sep 2008 - 27 Sep 2008: £84.69

BAKING
2008-09-23 dessicated coconut £0.11
2008-09-23 orange/lemon slices £0.19
2008-09-23 Plain Flour £0.33
2008-09-23 Self Raising Flour £0.33
2008-09-23 Stork Marg foil £0.40
2008-09-23 Stork Marg tub £0.68
TOTAL FOR BAKING £2.04
BILLS
2008-09-24 Virgin Media BB £16.72
TOTAL FOR BILLS £16.72
CHRISTMAS GIFT
2008-09-23 Paint Brushes £0.37
TOTAL FOR CHRISTMAS GIFT £0.37
COLLEGE
2008-09-23 Pencils watercolour £0.56
TOTAL FOR COLLEGE £0.56
COLLEGE DRINKS
2008-09-24 Hot Chocolate £1.20
TOTAL FOR COLLEGE DRINKS £1.20
COLLEGE FOOD
2008-09-23 cookies £0.39
TOTAL FOR COLLEGE FOOD £0.39
FOOD
2008-09-23 2 oz Wensleydale cheese £0.52
2008-09-23 2oz Glouctershire cheese £0.49
2008-09-23 3 oz Red leicestershire Cheese £0.59
2008-09-23 5oz mild chedder £0.35
2008-09-23 beans(2) £0.36
2008-09-23 bread roll £0.35
2008-09-23 Butter £0.99
2008-09-23 Carrots £0.11
2008-09-23 Ciabatta roll £0.24
2008-09-23 Dried Yeast £0.50
2008-09-23 Milk 6 pts £2.12
2008-09-23 new potatoe £0.25
2008-09-23 Orange Juice £0.49
2008-09-23 salami £0.58
2008-09-23 Salmon Fillets £4.99
2008-09-23 Sausages £0.85
2008-09-23 Sugar Puffs £0.77
2008-09-23 sweetcorn(2) £0.38
2008-09-23 White Bread flour £0.48
TOTAL FOR FOOD £15.41
HOLIDAY
2008-09-25 Whitby £5.00
TOTAL FOR HOLIDAY £5.00
SAVINGS
2008-09-22 ICICI bank £1.00
2008-09-24 ICICI bank £3.00
2008-09-25 Brad £5.00
2008-09-25 ICICI bank £1.00
2008-09-26 ICICI bank £1.00
TOTAL FOR SAVINGS £11.00
SCHOOL
2008-09-23 Pencils £0.75
TOTAL FOR SCHOOL £0.75
SOCIALIZING
2008-09-27 band CD £3.00
2008-09-27 band t-shirt £7.00
2008-09-27 V-Ice (4) £12.00
TOTAL FOR SOCIALIZING £22.00
TRAVEL
2008-09-23 Me Fare £3.50
2008-09-24 Me Fare £3.50
TOTAL FOR TRAVEL £7.00
TREAT
2008-09-23 chewing nuts £0.50
2008-09-23 chocolate Macaroon £0.50
2008-09-23 chocolate rainbow drops £0.50
2008-09-23 Cream Mints £0.75
TOTAL FOR TREAT £2.25
TOTAL £84.69

Defiantly better than the last few weeks spends, even with the £22 spent on my night out.