Gaileys scary diary

hypno06

gailey wrote: »

Thanks hypno 4 getting me more focussed.

You're welcome. I hope it helps! I can be a bossy cow, when I need to be!!

yukkibear

Oooh sounds like you needed Hypno to get you motivated. I'm too nice lol and just agree with everything.
Glad you're starting to make some money though, and hopefully it'll spur you on to make more and achieve what you need to.

gailey_2

Feel bit guilty for neglecting my diary but been so busy selling made £75 yesterday and £70 today so doing ok at monet a transferring money into bank to get me back within limit, charges are killing me.
Been busy with house and sewing so feeling optimistic.
All the big stuff sold now so lots of little stuff so must shift volume at carboots and ebay!

gailey_2

Not updated in ages as been busy.

Dident do carboot last sun due to rain so been broke and spending nothing all week.
On the upside made lots of bags but problems with sewing machine but hopefully sister will hep me sort it as shes back from spain!

Am aiming for mad ebay listing and defintaly doing carboot this sunday and next just praying for good weather as season ends soon.

I have a mate who may be intrested in a buggy cash in hand which would be great.

Listed sofabed in tradeit cost me £3 to list for a week!

I rang tax credits people who said I can claim £10 a week they sending me form so hopefully get something which is desperatly needed in few weeks.
I cant believe me not working makes no diffrence?The man said if somone earns 27grand and someone earns 52 they get the same how is that right?
The paper wound me up the other guy some guy who never wants to work and his family claim lots of benefits I see no logic in the system at all as I would be better off single!Or if my hubby was low earner or unemployed we would get what we on now in befefits.

Anyway best not think about politics as winds me up.

Another thing winding em up is my bank atm? loads of odd charges for going overdrawn yet not spent on account in weeks so muct be accumulating charges and bounced bill payments which are meant to be covered by my personal reserve! £150 a month £22 instaed of £30 gosh they so generous.
Will be writing to them this week as the charges I have had over last year are horrendous im hoping they be kind and give me some back or maybe thats wishful thinking.

Have been getting really down and stressed but keep trying to stay positive and plug away at it just ist ahrd to find money to cover basic living costs as well as charges so not hugly eating into my debts too much .

Am thinking maybe I should get part time job to give me some reasurance of some money coming in as find it really stressful as what I have at the moment is what I sell which is not guaranteed just estimate.

The business may take a while to build up my cousins helping me with website as ebay fees are huge at the moment.

Must try other things to raise money as well as selling as selling by itself not enough. Not doing well on £10 a day challange.

gailey_2

Well not updated in few days.

weather is seriously affecting my money making plans as last 2 carboots cancelled hoping to make this sunday but small one at hospital!

Not made £10 a day only made £50 for september so far have sold

sofa £25quid local paper
change bag£20
Kids jacket £5

today did valued opinions survey £1
also looked up flogging my old mobiles should net me £20

ebay fees mounting up so will do more litsing tommorow just to get my fees up to date!

Will check on dreaded bank account 2morrow as got £10 cheque to pay in child benefit should have been paid so hopefully im not too overdrawn charges have been killing me latly im just selling to pay charges and fees!

Got 1 more pram to sell as got nursury fees to pay and I owe hubby some money too! As well as bills and debt payments.

Is scary but im trying not to let it daunt me borrowed idea from hypno on squares mine are £10 per square coloured 5 so far makes me feel bit better.
Child tax still not sent form yet hopefully should arrive soon and might get tiny amount of money at end of month!

Sisters coming over thursday to fix sewing machine
had a lot of interest in party bags and seeing cousin soon about website!

Havge joined quidco
done more surveys

still need 2 do bingo tried 2 do gala other day but had problems with silly barclays verification security system!
that 888 on tv looks worth a go as £10 free play
Need to enter more comps as aiming for 400 in sept to improve my chances.
Might give slice the pie a go as well as not getting many surveys.

gailey_2

Discovered blooming still over overdraft by £150 despite £75 child benefit bein paid in! Am trying to sell as much as I can to get me back in limit as charges are killing me!Im only over in charges as not been spending.

My new moto
is use cash only
and what in paypal balance never backupfunding!

child credit forms arrived today so will get them filled in and sent off.

will list 2 buggys in paper as will get cash pay off overdraft quicker and save fees.

Cant wait until sister fixes machine tommorow so can make few more bags!

No surveys today

trying to stay positive think I sold some pram covers today!

I will make what I need this month pay off debts im determined!

gailey_2

I have negelected my diary of late as been so busy carbooting selling on ebay and sorting out the business.

Wish I hadent watched dispatcheds documentary on economy last nite on c4 as very depressing seems like everyoness struggling.

Its much slpower and harder to sell stuff these days.
Foods definatly on the up and we now make real sacrafices on what we want in supermarket these days.

Sundays carboot bit disssapointing as was sunny lots of sellers and buyers but increased competion menat i sold less.
Doing 2 in one day thi sunday to double my chances but have to factor in 2entrance fees and petrol costs.
Have been busy promiting business and trying to stay positive hoping it will take off.
Not been so lucky on surveys but did manage to earn £1.10 today on lightspeed and got free beachball for daughetr in post so I guess not all bad.
I also paid my fone bill and insurance today which makes me feel bit better.
Sold loads of stuff on mums forum howeverno 1s paid got outstanding £95 due! Which is annoying as wanted to pay off ebay fees today to have another thing paid!

Have few high value stuff left am being ruthless and selling stuff i would rather keep!Will put prams in local paper as hopefully will get better price 4it then.

Am trying to stay positive but am worried as still got £400 left to pay off to make me up to date.

Bit behind with 10 aday challange am worried about october as may not have much left to sell im glad i brought few xmas presents early now when i had the money definatly keeping to strict budget these days.
On brightside get to spend more time with daughter which is lovley.

Hubbys really concerned and worried but I cannot allow myself to get down and defeated will keep on am determined!

Need to fidn other sources of income such as cashbackslice the pie and bingo/matched betting.

My delusional challange was to enter 400 comps this month in hope that god is looking after me and I win something that I can sell on or perhaps nice break.So far only entered 50 so best get a move on cant believe its sept 23rd already!

Barclaycard have increased limit but only using for emergancies.
Contemplating paypal top up asthink prepaid credit card seems good idea.
Will try to live frugally and make sure debts and bills are paid 1st.

Hubby ahd 2weeks hols and it rained cosntantly which was big shame as we had broughta tent for 21quid in asda sale to go 2cornwall but dident go.
The express £9.50 hols seems good and worth consifering cheap 3day break as £38 for whole family for 3days but i guess u factor in petrolspending money too. Its caravans so we coudl self cater and take packed lunches on days out to save money. My daughers never been to the beach and we were determined to have cheap break this year as had nothing last year.
I think an important part of mondey saving debt busting is to have small treats and rewards to keep you motivated.

Have applied 4 tax credits too.