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Hypno's recession busting debt diary.....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Snaggles wrote: »
    Along with other assorted ramblings.... :rotfl:

    and very nice ramblings they are too :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Awww thanks! :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh, just seen you are debt free Snaggles.....big congratulations :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Hypno and all,
    I can get fat just reading this thread with all the talk of chocolate and cakes...LOL...
    Really jealous now of everyones computer skills in that you all can have charts to colour in.I can't even do a spreadsheet.I really must go on a computer course.
    Well done Snaggles on being debt free bet you're really happy....xx
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Thanks Hypno/Taxi :)

    I finally got my shares transferred into my account yesterday - thought I'd missed the boat when I had a lie-in this morning and they went up to the price I needed to become debt free (and then fell back down again) before I got out of bed....oops! But at lunch time they went up again, so I sold them.

    The money will take a couple of days to come through and be paid to the various places it's got to go (leaving us about £30 to spare :rotfl:), but technically I'm now debt free.

    I'm pretty sure the shares will go up quite a bit more over the next couple of months, but I couldn't stand the stress of checking them and getting my hopes up all the time, only to be disappointed. So I am prepared to smile with gritted teeth when I see them at £10 a share in October. :o
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    You don't need a spreadsheet. You just need:
    sheet of graph paper - failing that draw squares on a plain piece of paper
    packet of colouring pencils

    and away you go.

    or is that just me? :o
  • pandapaws
    pandapaws Posts: 2,119 Forumite
    Wow Snaggles, fantastic news. Congratulations!!!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's great news Snaggles....def better to be debt free rather than panicking whether they will go down or up...well done xxx
    OliveOyl...you are right I'll get some square paper
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Thanks PP :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi Hypno
    All this talk of coloured squares has set me off! (Any excuse to play with spreadsheets instead of doing some real work!!!). I have done myself one and included it as a page in my main finances spreadsheet. The closest I could could get was 28 x 30 squares of £50 each (except for one of £30 and 6 blank), representing how much of my total non-mortgage (and non-student loan) debt I have paid since my lightbulb moment 2 years ago. I have currently got 121 coloured in of a total of 834. Only 713 to go!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
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