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Hypno's recession busting debt diary.....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn wrote: »
    I just had to pop on to say a big THANK YOU for the parcel of clothes! My DS is delighted. Lots of the things are too big for him, so that's his wardrobe for the next two or three years sorted. Thank you so much!

    You're most welcome - I am sure there will be more to come!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Right...quick turnaround needed as I have a client in at 7......hardly time to get a drink down my neck, but hey ho, it will hopefully be more money towards the HSBC card in a couple of hours or so!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What is the balance of the horrid HSBC card now?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Hey you are doing so well.

    You must be going under the £50k mark this month? Definately cause for celebration....
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I have just taken £60 for seeing a client.....so spent £10 on chippy for the kids and OH, and paid £50 off the HSBC card......taking that total down to £5952.75 :D

    OH has been paid today, so I can now look and see what the "real" shortfall is for September, and can work on minimising that accordingly.....but I will probably do that tomorrow instead.....my brain is somewhat frazzled right now!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    £260 to go!!!!! Can't wait to see that below 50K figure in your sig!
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund    :    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Miss_Bez wrote: »
    £260 to go!!!!! Can't wait to see that below 50K figure in your sig!

    Getting there! I think I have a loan payment coming out tomorrow which will go some way towards it, but not all the way, sadly!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are just sub 45k (not including over drafts) it just feels like it is going on forever. I KNOW we will get there. So well done for coming this far and keep the dream house in mind.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    my debt started off at over 100k, so to be over half way will be a great motivator in itself.......I hope!!

    We will be on the home straight - a bloomin long home straight, but we will be on it!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    So close Hypno!! You'll be there in no time.

    It's great that you've got the extra skills to see clients as well and get a really good amount of money each time - must come in very handy but must be hard after a full day at work.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
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