Hypno's recession busting debt diary.....

hypno06

Thanks YL - yes it is good to be able to see clients - I don't see many at all nowadays and like mystery shopping etc it goes through busy times like now and then quiet times. Because I no longer actively look for clients I don't get as much work as I could.....but of course I don't want to be too busy with them because they can be hard work. If people are bringing trauma to you at the end of a long day and want "fixing" that takes a lot of extra energy!

But.....I am more than happy with this level and the money certainly does come in useful.....plus I just enjoy doing it - all that training etc has been well worth it.

Just checked online banking - my loan payment hasn't gone out but I seem to recall that they take it during the day (?) so will check back later....but I have been paid £89.63 for mystery shopping so I will transfer £50 of that to HSBC later today and the remainder will go towards OH shortfall in his wages (he will have made up the difference himself this month but doesn't receive that money until later in September).

Hope you all have a good day x

chevalier

hadn't noticed how close you are to such a MAJOR mile stone. Wow! well done to ALL of you in the household. Such a team effort.
chev

doodledo_2

Morning Hypno.

Wow another payment to HSBC, that balance is zooming down already :T. Sub 50k is so close now, you have come so far and should be so proud of yourself. That dream house is getting close everyday.

Have a good day at work.

Scaredandindebt

Hey Hypno - I am so impressed with how it's all going. What a great family you have! With such support, you'll be there before you know it..... I for one, am really rooting for you

I have some ink catridges at work that I would like to send if you still collect ? No idea where to send them though....

Keep it up - you're such an inspiration.

shaun40400

morning hypno
another chip off the 50k target getting very close now well done !!
another night of no sleep
going to boots today to buy hospital style bottled breast milk
maybe a good feed at 9pm ish will stop the constant all night feed,
day time is ok now feeds for an hr sleeps for 2/3 hrs but at night starts feeding at 9/10pm and keeps feeding every 10/20mins till around 6am then takes a proper feed,oh is a zombie im knackered and es cant take the lack of sttention
cant carry on like this its not good for any of us
only worrie is will using a bottle at night put him off breast feeding?? we dont wont that target is 3 months on breast..
midwife should be here tomorrow as hes home over a week sowill get some answers then,,
got to pay rent ,elec, and car tax,so will take kids for a walk after lunch
need to book a flight to lithuania and do a new spread sheet for income
hope every one has a nice day

taxi73

Morning all...oooohhh hypno so close it's great news....you seem to have your life a lot more balanced since going to a "normal" job IYSWIM xxx
Shaun ...hope you all manage to get some sleep soon xx
Everyone else have a good day xx

The_Dragon

Hypno those figures are tumbling! Will they drop even faster when you have the student again or will you put that money away for another ski school for the mini Hypno's?

Verbatim

I fully expect tp log on soon and see the debt at less than £50k and have to zoom back several pages to catch up! Can't wait for you to pass the next milestone Hypno.

Re: what The Dragon said, how much will you need to find for the skiing????

hypno06

Yes, taxi - a lot more balanced since going back to "work".....far more than I ever expected to be, I have to admit. I know that for me it was absolutely the right thing to do.

Re skiing, probably looking at about £7k......last season cost me £10k by the time we had finished, so I am hoping to save a fair bit, one way or another - lessons learned last time about how to do things a little cheaper.

The student money is allocated (in my head at least) to the skiing......that is the intention anyway, what happens in reality may yet be another matter! We have a lot to work on!!

Off out for dinner this evening with in-laws so no need to cook :T and even better, no need to wash up!

The_Dragon

hypno06 wrote: »

Yes, taxi - a lot more balanced since going back to "work".....far more than I ever expected to be, I have to admit. I know that for me it was absolutely the right thing to do.

Re skiing, probably looking at about £7k......last season cost me £10k by the time we had finished, so I am hoping to save a fair bit, one way or another - lessons learned last time about how to do things a little cheaper.

The student money is allocated (in my head at least) to the skiing......that is the intention anyway, what happens in reality may yet be another matter! We have a lot to work on!!

Off out for dinner this evening with in-laws so no need to cook :T and even better, no need to wash up!

Woot on the free dinner and no washing up! and well done on thinking about setting aside the student money straight away (will you pay it into a savings account so you can't touch it?)