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August -The NSD Challenge

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  • smellybeki
    smellybeki Posts: 101 Forumite
    well ive been ill for the last few days so have had 5 nsd so far,as my target was 4 (first month) am feeling quite chuffed. will try and have a few more days though as i wont be ill every month to make it easy
  • will try and have a few more days though as i wont be ill every month to make it easy
    Funny - I'm in the same position. Hope you're feeling better.
    It's my 6th NSD in a row, cos I haven't been outside :eek:, but need food, so tomorrow will be a spender..
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    I should be on for my 2nd NSD of the month today - just got in from work and feeling too knackered to go out again, even to our local shop! Plus my OH bought me some sweeties when she was out earlier - so no need for me to go :D
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone, didnt manage to get online yesterday but it was a NSD so that's my 3rd :D .

    Didnt have one today as had to do a big shop but tried very hard to get enough stuff so that I dont have buy anything til after the week end....

    Hope you ill peeps are feeling better soon

    lula x
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well im still stuck, need to go out and get some little things like toiletries for my holiberries after work altho it shouldn't come to much. Tomorow i have a mystery shop and need to pick up my prescription which i have to pay for, do you think this counts as i actually need to get this and budget for it?
    Personally I think prescriptions should be treated like a bill and not counted against you.....:D

    Can I make a suggestion if you pay for prescriptions - my doctor is very kind to me and gives me 2 months supply on one prescription - because its only 1 item just a larger quantity I get 2 months worth for 1 prescription charge.....:rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry postscript... NSD number 2 today (as long as I don't go out later!!!)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    number 4 for me :)
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • NW-ANGEL
    NW-ANGEL Posts: 299 Forumite
    well not a no spends for me - is grocery shoppin day....:eek: just under £100!!:eek: but have bought loads of offers so really spending that much should last a few weeks in terms of toiletries etc...and i bought lots of baking ingredients too....why am i tryin to justify myself hahaha:o :rolleyes: ive spent end of lol!!

    and as ive lost 5lb this week me and OH decided to have some tea out at nearby pub...but but was very good healthy and cheap tea and i drank lime and soda so mucho cheapness :T :rotfl:

    movin on ....hopefully tomorrow and sunday are no spends as OH is working i am planning on doing jobs - weather providing - clean car, then get my planning (work) for september finished and enjoy the rest of my hols - so gonna be a borin but 'productive' weekend ...i hope!!


    hope the poorly peeps feel better soon xxx have a fab weekend all x
    kel ;)
    x
  • andan
    andan Posts: 2,110 Forumite
    Managed my first no spend for the month yesterday, its not as easy as i thought!

    Doing mystery shops tomorrow so no luck at a no spend day but hopefully Sunday will see me rise to two!
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Managed my 2nd one today! :D
    Now a SAHM trying to earn some spare pennies each month
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