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August -The NSD Challenge
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another no spends for me...at home today...we need a few bits such as milk have half a pint but tomo is grocery shopping day so i am holding out till tomo!! :j
will adjust siggy to 5 now...
kel
x0 -
Well done so far, everybody! Today 's my 5th NSD in a row :j, but I feel as though I'm cheating a bit. I'm stuck at home illl so can't go out shoping even though I'm tempted. Looking forward to trying out the NSDs when back at at work - that will be a real challenge!
To the poster who's run out of shampoo: there was a thread somewhere (OS?) that suggested washing your hair as normal, just without the shampoo. Apparently it still gets clean. Haven't tried it myself though.0 -
I too am still on for a NSD today! Very pleased with that! Keep going guys we are doing a fab job!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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had to get petrol.........was going to try to run it for another day but didn't want to chance it so still stuck on 3 days.
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
I spent today unfortunately, we needed toilet roll so I picked up a pack of tesco value. Something we couldnt go without, actually my dad bought the shopping so in theory I may be let off yetDebt free wannabe
Littlewoods - £214.82 (DD set up so 0%)
Very - £100 (0% on BNPL - 1/4/13)
CC - £2600/£3533.53 (0% until 1/6/14)0 -
another no spend day for me. I seem to be doing ok on this challenge but need a seriously huge kick up the bum for the £10 a day challenge.0
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not a NSD for me so im still on 3 but thats still good when my target is 6, but thats only cos ive not done it before, didnt know it would be so easy!
Not sure about tomorrow, told my DD she can have a treat for being so good, will try and make it something to do with baking.
i could do with getting hold of the be-ro cook book, my mam used to bake from that with me and my sister when we were little, i remember how i loved it so much! sad or what!...lol0 -
So with it having been agreed that my 50p car park spend didn't count yesterday - that means I am 1 down out of 8 NSDs, only 7 more to go. Do you know the solicitors asked me for £1000+ :mad: when they should have been asking me for less than £200!:j Just as well as I got the money out from my ISA and have had to spend the remainder on fixing my car (£400) and tax disks for my car and OH!:eek: Still have left some money in ISA for emergencies....
I will aim for an NSD tomorrow (having stocked up on groceries and sweet food today):rotfl: :rotfl: Grocery spend £40 less than normal despite also buying some Xmas presents and items towards gift baskets/boxes:jAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Wow SavingHolmes, buying Christmas pressies already. You are too good :-) :T
Well, not going to be a NSD for me today, got a Birthday pressies to buy for a party my kiddies have to go to Sunday. I would have gotten out of it, but it is my Godson, so we ought to be there
I only have £15 TOTAL at the moment as my hubby got paid £675 and the mortgage is £700 :mad: , so I need to find a super cheap pressie.
Ok all, hope you all have a great cheap day
xxxStephxxx0 -
Trying to have a NSD today - I've managed 5 so far - will report back later !!!!!!!0
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