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August -The NSD Challenge
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Woohoo yesterday was another no spend day! Well done everybody!Crazy Clothes Challenge 2012 - £80.00 / £300 :hello:0
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Still stuck on 4 here :rotfl: and going away for the weekend so won't have an NSD until Tuesday at earliest! Never mind, keep going everyone! x0
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Hmm, Persil, fairy liquid, shower gel or bubble bath.......
I need never buy shampoo again!
Today my hair is...... tied up!
I might struggle for a NSD today because I'm finally going to pay off the remaining £160 of my Halifax overdraft and will [STRIKE]need [/STRIKE]want to celebrate with a bottle of wine and chocolate.
Now I have discovered a possible way round this. My OH has left five £ coins on his bedside cabinet and I feel that he would want me to buy the wine with it to celebrate with me. It would be the supportive thing to do, right? :rotfl:
O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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well im still stuck, need to go out and get some little things like toiletries for my holiberries after work altho it shouldn't come to much. Tomorow i have a mystery shop and need to pick up my prescription which i have to pay for, do you think this counts as i actually need to get this and budget for it?Aug £10 a day £0/£10000
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Well..yesterday wasn't a NSD for me, I knew I had to buy milk, bread and "stuff".......ending up spending around £50 - nearly half of it on theatre tickets for me and DD, and the rest on food - everything was either a whoopsie bargain or something we need for holiday, so I shouldn't be too despondent.
But, what I did notice was that I sat at my desk *craving* a diet coke at 50p from the machine, but then rationalising that if I held out til lunchtime, I could get 3 for £1.....however, at lunchtime I forgot all about it, so showed I didn't really need it, water was fine. I just had the urge to spend because I had the means to do so in my bag.
Am at home today packing for hols, so hopefully won't spend....although DD has asked to go for a swim later.....will try and distract her with the promise of making gingerbread men0 -
Bowski_1011 wrote: »Lysasparkles buy a multipack to last you the week then you won't need to spend on it each day !!Aug £10 a day £0/£10000
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Yay another no spends day today, thats me up to 3 now. So far i'm on target for this month:D
Will update sig£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
After expecting to spend on chocolate today, I am very pleased to report that at almost home time I have not spent anything!!
So now I need to try and drag that out for the rest of the evening so I can record another NSD!
I have to take the kids to karate and then skiing, so the lure of the coffee shop while I am waiting will be difficult to resist. But I will give it a go!
I know tomorrow won't be a NSD as I have grocery shopping on order and a mystery shop to do which requires "spends" so if I can sneak a bonus one in today, all well and good!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Oh well today could have been a NSD for me today but my friend asked me to get her something from the shop on my way to hers and I forgot to get the money off her when I got there! It seems a shame to ruin a NSD just for £1.06 so I feel like spending more now haha I won;t tho!!Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
As I'm not planning on going out this eve I will record this as another no spend day! - hopefully this will force me to stay in!Crazy Clothes Challenge 2012 - £80.00 / £300 :hello:0
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