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August -The NSD Challenge
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Just shuffling in quietly to own up to not managing a NSD so far. Will try hard today, find it hard when the kids are off school.0
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Hoping for NSD number 5 today......and I am almost half way through the day, so it is still looking good. I have brought lunch in with me, though not very exciting - it will have to do!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Definately another NSd here - have popped to bank to pay in cheques and DS has gone to work so he has my car. DD is on her way to Germany and whilst I have to walk into the village I don;t need to buy anything !!!!!!!!!!!!! Still using up store cupboard stuff so going to plan there. The only thing I have to buy is milk0
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An NSD so far. Ventured into town to actually pay in some money (£3 worth of change!!) and bravely went into a chemist to get my prescription and didn't cave in and buy anything. I am in desperate need of some shampoo, but luckily found a freebie sachet to use instead. Now I'm left with the decision just how grubby am I prepared to let myself get for the sake of a NSD.....?!O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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I'm definately going to spend today. I need petrol and a few groceries so I might aswell get them all today and hopefully have an easy NSD tomorrowInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
An NSD so far. Now I'm left with the decision just how grubby am I prepared to let myself get for the sake of a NSD.....?!
I have visions of you washing your hair with Persil Colour Care Powder!:rotfl:
StrumpetNIL ILLEGITIMUS CARBORUNDUM!Nov Grocery Challenge: £0.00 / £150.00
Horace & Strumpet's NSD Challenge (Nov): 0/8
£2 Savers Club #088: £200 since 01/09/2008 (£0 to bank) (Banked £200)
Slimming World: 15½lbs/21lbs (74%) at end of Week 18 (Target date for 13st: 25/12/2009):dance:0 -
I have visions of you washing your hair with Persil Colour Care Powder!:rotfl:
Strumpet
I've used fairy liquid in the pastSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
shower gel or bubble bath works as well !!!!!!!!!!!!0
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Half way through the afternoon and no money spent.....I even went and paid £2 that I *could* have spent on a coffee in my meagre savings account! How good am I :A :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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I've used fairy liquid in the past
Me too
I spent some money todayhad to nip to Mr T's for my mum to get a couple of things for dinner tonight and ended up getting myself a couple of small bottles of lucozade, and a bottle of juice & comic for my wee bro, round about £6 I think . . . . .
Just checked and it was £5.44 so not too bad.
Got some books & dvds for my birthday so they'll keep me entertained for a while (was SO close to going charity shop shopping to get some more books - though I've just found my library card so might actually start using it again!)The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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