We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

August -The NSD Challenge

Options
1171820222359

Comments

  • My 1st NSD of the month, the 1st of many I hope!!
    Only 2 Months to go until I'm Debt free! :)
    £2 savers club ~ have lost count!!
    Loose change challenge ~ £129 banked 20/10/08 don't know what is in the jar!
    Proud to be dealing with my Debt
  • Second NSD for me - was about to go to buy something to cook for dinner but decided to fish something out of the freezer instead - so chicken and broccoli pasta bake it was - flavoured with NSD!
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Def another NSD for me today, boyfriends coming round to mine so I don't have to leave the house anymore tonight, :D
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Yey, my first NSD of August today. :j

    I took my lunch into work, and had a store cupboard dinner. :D

    Didnt even go and buy chocolate mid-afternoon.

    x
    Debt: just my mortgage :D
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    :j YiPpEe, I've done it, NSD no. 3 under my belt :j

    I'm so pleased with myself, keeping my purse and cards at home is definitely the way to go. £2 is enough to buy milk/bread/a stash of emergency choc but cos it's in a single coin, I don't want to break it.......sad muppet I know!

    Tomorrow I will have to spend as we need milk, bread and a few bits for our holiday in Devon next week, but am going to go armed with a list and stick to it.
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    **Amy** wrote: »
    Yey, my first NSD of August today. :j

    I took my lunch into work, and had a store cupboard dinner. :D

    Didnt even go and buy chocolate mid-afternoon.

    x


    Well done Amy, just remember to keep planning ahead & you'll have many more happy NSDs ;) .

    I'm having my 2nd NSD today & going to try really hard to have another tomorrow - still got £1.91 in my purse :D

    lula x
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kittikins wrote: »
    :j YiPpEe, I've done it, NSD no. 3 under my belt :j

    I'm so pleased with myself, keeping my purse and cards at home is definitely the way to go. £2 is enough to buy milk/bread/a stash of emergency choc but cos it's in a single coin, I don't want to break it.......sad muppet I know!

    Tomorrow I will have to spend as we need milk, bread and a few bits for our holiday in Devon next week, but am going to go armed with a list and stick to it.


    oooh Kittikins,

    well done & if you feel like that about precious £2 coins then you should join the £2 savers club then you really will learn to cherish them ;)

    lula x
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    hypno06 wrote: »
    spending on chocolate for medicinal purposes doesn't count.......;)

    Our midwife prescribed it for my partner last time we saw her - though a (very) small piece was saved for me ;)

    Didn't manage my 2nd NSD - baby stuff needs buying now that it's less than 10 weeks to go! More hopeful about tomorrow though - working a long day so not much time to spend it!
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I had a spend today but knew I was going to coz it's slimming world day for me. I took £10 outta the bank and spent it on slimming world/£forlb challenge and the lottry. Thats it all gone.

    I'm looking forward to the holidays being over, being back in routine. I'll be aiming for ALOT more than 7 NSD's. I'm happy with how it's going so far though!
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Planned an NSD today but had to spend 50p to go to bank and try and resolve mortgage and keep remortgage completion on track (saving £28.95 per day!) - and trying to resolve the £700 they were trying to overcharge me.... Does the 50p count against me? I didn't go shopping!?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.