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Single and in debt.
Comments
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Hello everyone! Can I join this string? Please say yes as I think it has been written just for me!
I am 37 - and single - and in January bought my first ever house all by myself after years of dreaming and of saving. And now, the prices are falling and the cost of everything else is going up and up and I just can't sleep at night.
I have no other debt other than a massive mortgage, which is massive because everyone said to me "stretch yourself now and it will get easier and you won't regret having stretched yourself", and then all this credit cruch stuff happened, and everything feels such a struggle... It feels that I have had my dream to have my own place for so long, and now it feels like i have bought at completely the wrong time...
And I am also single, and feel quite lonely rattling around in my house - i've never lived on my own before, and so my dream of having a house is starting to feel a bit mixed up..
Also because I feel quite lonely sometimes (despite having lots of friends and great family) i compensate by buying myself things - not extravant things but things that add up over time and means that the money gets frittered away.
Blimey, sorry guys this has turned into a bit of an emotional outpouring.!! But I am so pleased to have found this as these are the things that I just cannot talk to my friends about, or to my family as they have supported me so much to get the house and want so much for me to be happy and I feel I would be letting them down to admit how 'on the edge' i feel.
Phew... sorry for being so miserable! I didn;t realise how much the money thing was affecting me until i started writing this, but writing stuff on here and feeling part of a group of people that are in the same situation seems to be helping already.
Great to know i'm not alone!MSE newbie!:jOctober Grocery Challenge - £120Want to be Mortgage Free - although the numbers are just too darned scary at the moment!:eek:0 -
I like the idea of getting one more "no" out of the way, kind of like the way you have to kiss a lot of frogs before you get your prince! I have been thinking along those lines, I know that is my way out of this rut and I know I WILL do it, I just need to get up the nerve, because the alternative is carrying on like this, and I just can't do that anymore.
Re ships sailing, recently my stupid behaviour has caused a ship to sail, and I just cannot stop thinking about how I messed it all up- was completely my fault. So now I am trying to get up the nerve to meet other people when I am also still hankering after someone else. I made such a mess of it! Can't help thinking he may come back. Why was I so stupid! I hate feeling like this! I try to think that is something is meant for you it will happen, so if he was perfect for me he will come back, and if not, I will have to keep looking for the one who is. It's so hard to feel enthusiastic at the moment, can't help feeling I have made a huge mistake.
All this and debt as well! I NEED something nice to happen for a change!
you must be me in a parallel universe.
or I must be you!
xxNevertheless she persisted.0 -
Borneogirl wrote: »Hello everyone! Can I join this string? Please say yes as I think it has been written just for me!
I am 37 - and single - and in January bought my first ever house all by myself after years of dreaming and of saving. And now, the prices are falling and the cost of everything else is going up and up and I just can't sleep at night.
I have no other debt other than a massive mortgage, which is massive because everyone said to me "stretch yourself now and it will get easier and you won't regret having stretched yourself", and then all this credit cruch stuff happened, and everything feels such a struggle... It feels that I have had my dream to have my own place for so long, and now it feels like i have bought at completely the wrong time...
And I am also single, and feel quite lonely rattling around in my house - i've never lived on my own before, and so my dream of having a house is starting to feel a bit mixed up..
Also because I feel quite lonely sometimes (despite having lots of friends and great family) i compensate by buying myself things - not extravant things but things that add up over time and means that the money gets frittered away.
Blimey, sorry guys this has turned into a bit of an emotional outpouring.!! But I am so pleased to have found this as these are the things that I just cannot talk to my friends about, or to my family as they have supported me so much to get the house and want so much for me to be happy and I feel I would be letting them down to admit how 'on the edge' i feel.
Phew... sorry for being so miserable! I didn;t realise how much the money thing was affecting me until i started writing this, but writing stuff on here and feeling part of a group of people that are in the same situation seems to be helping already.
Great to know i'm not alone!
you really aren't alone, and this thread is a lot of fun as well giving you well me food for thought!
it is very hard sometimes to be on you own. but here there is loads of help and ideas. you probably haven't bought at the wrong time and you don't have any other debt so that means hopefully you can over pay the mortgage or at least have some savings in case it goes up and what have you - interest rates etc, this site is amazing people do incrediable things with mortgages!
And being in debt is scary, its true but we are all in this togther!!
welcome! xxxNevertheless she persisted.0 -
i must be the only single staying in tonight where are you all?0
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I'm just over on the chat thread and comping - not too far away.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Oh I am here :dance:
Been cooking all afternoon, made a very odd bolognaise that had so many extras in I think it could be used for a week
Did anyone else look at okcupid ?0 -
no i didn't look at okcupid but i think i'm going to look now0
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haven't looked yet ossiero but it's my challenge for this week!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hi everyone! Am going to bite the bullet and have a little look at ok cupid now.Pay/save £20k in 2010 £5888.75/£20,000June Mini target 0/5lbs Total 23/40Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j0
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I'm here too.
I've had a few nice chats on plentyoffish over the past few days It wasn't as scary as I thought it would be. Gives you a bit of practice without having to do it face to face.
I think I'll check out ok cupid too though. Nothing ventured and all that.
It wasnNever look down on anybody unless you are helping them up.0
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