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Merry - Ramblings of an undischarged bankrupt!

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  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Am actually a bit scared now. I know I need to clear my credit file but think it will have to wait til I have moved house. Wow, I keep crying - cannot believe how much this means to me!!
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Leave the credit file cleanup for a couple of months...wont do any harm!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yes, leaving the credit file a couple of months is a good idea anyway so some of the stuff may update itself. I plan on starting mine 4-6 weeks after AD.

    :j :j


  • blind-as-a-bat_2
    blind-as-a-bat_2 Posts: 4,304 Forumite
    philnicandamy wrote: »
    Leave the credit file cleanup for a couple of months...wont do any harm!



    I still have not done the 'clean up' and its caused me no probs, but it does depend who the creditors where,:rolleyes:

    Happy mums day Merry, hope your girls spoilt you, and you got an extra unexpected presi as well:D

    so pleased for you :)
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks guys, so so much. I reckon the credit file clean up can definitely wait. I have to start packing up the house (again) cos we're moving at the end of next month :eek: :eek:

    Can't change the title of my thread but I guess the ramblings are done for as an undischarged bankrupt :rotfl:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Have applied for a Sainsburys Saver Account - we shall see. These ramblings are probably going to continue.....
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Merry_Gentry wrote: »
    Have applied for a Sainsburys Saver Account - we shall see. These ramblings are probably going to continue.....

    they'll probably ask for a copy of your discharge letter.....total pain in the !!!! with me but got some free cash put into the account as an apology in the end!

    Good luck & look forward to the updates.....wouldnt be the same without you! :D
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    It was thinking of you that made me apply. Happy to do photocopies of my discharge paperwork - wonder how long that'll last?! :p
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Merry_Gentry wrote: »
    It was thinking of you that made me apply. Happy to do photocopies of my discharge paperwork - wonder how long that'll last?! :p

    a word to the wise though....if you photocopy make sure the court stamp is visable (mine apparently wasnt...used a crappy copier!) they apparently scan the paperwork onto the computer before making a decision
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Ta muchly :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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