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Merry - Ramblings of an undischarged bankrupt!

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  • Blimey, D, you've done more than I have :eek: :eek: I haven't even bought the food yet!! :D
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • LilyBart
    LilyBart Posts: 1,171 Forumite
    Perhaps we should all go round to Dalip's? ;)

    Merry, aren't you cold in that binkini? It's December!
  • LilyBart wrote: »
    Perhaps we should all go round to Dalip's? ;)

    Merry, aren't you cold in that binkini? It's December!

    I keep getting offers to warm me up ;)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hiya! :hello:

    Received a letter today from a company called "Westcot Credit Services Ltd" chasing my O2 contract payment. This went into my Bankruptcy back in June. My concern is it says if I ignore the letter the account will be referred to their collections team for further action.

    Should I call them and give them my BR number, forward the letter to my OR, or just ignore it? :confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • dalip
    dalip Posts: 7,045 Forumite
    Hi Merry Happy new year. I hope this one is good to you.
    I had similar letters 4 mths after my bc. I gave them my bc number,then they wanted a copy of my forms,it went on for few wks until in the end i sent all the letters to the OR. Never heard another peep out of them. On that score i would just forward the letter to the OR.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks D :beer:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I just saved myself £90 :D:D

    Off to see my family in Birmingham in February - we were meant to be going up in January but problems with the car, etc meant we couldn't go. So I checked out train fares and just couldn't justify the £120 :( Bought myself a family railcard for £24, and have just booked the tickets. And because I have booked so far in advance got them for half price!! So £31 for me and the three girls to go to Birmingham - how cool is that?!!! :D :cool:

    Apart from that,

    * not heard anything from the OR's office about the nil tax and HB query:confused: ;

    * XHTB has said he will pay £175 child maintenance which I'm going to have to accept cos better something than nothing - will have to wait and see if he follows through at the end of the month;

    * no news from from the CSA which is really aggravating cos really wanted it sorted on a formal footing.

    And I have a day off from work cos I worked loads of extra hours earlier in the week, so I've been able to take my painkillers and rest which has been wonderful!! :j
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Greay news Merry, wow £31, seriously :money:

    Hope all the other stuff gets sorted soon.
    Incommunicado ;)
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks Fuzzy ;)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cor! that's a good saving :T.

    We wanted to take the boys to Londonn next month but I was put off by the huge fare. Will have to look into the railcard.

    Hope you had a good, restful day.

    ((hugs))
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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