Merry - Ramblings of an undischarged bankrupt!

Merry_Gentry

Hiya - yep, still in my jimjams, littlest one tucked up under blanket next to me on sofa watching cartoons - bliss!!! Eldest two on their way over from their dad's so I guess the noise starts then! :rolleyes:

I don't think they can use the same deposit because until the house is checked over doesn't it sort of 'belong' to my landlady?! Other problem is current letting agents have no houses in my area that are suitable - just my ruddy luck! I'm on their list for updates though, and I think because I have been a nice, quiet, ideal tenant they would prefer to keep me if they could!

nervousmother

Merry, if you need any help at all with your deposit just let me know..

working in letting agents i know how things work, and what they can legally stop out of it.

Merry_Gentry

Thanks NM - I must admit, I haven't rented since I was a student about 15 years ago, so all of this is very new to me. :eek:

nervousmother

Most agents wont let you use the bond to carry on to another place, we have done it at ours a few times but ended up getting 'stung' last one was were tenant assured us all was well, she moved into new place and we went next day to do check out only to find she had somehow 'broke' the bath... massive crack in it!
But serious, you have to identify fare ware and tear, also they cant charge you for replacements of new stuff if you have damaged something, only a % cost (most tenants dont know that) The bond must be registered with a dispute service of some kind and anything your not happy with threaten to take it to dispute.. normally makes them back down.
Also legally your deposit must be returned within 14 days, unless they have had to send in a contractor, but they should tell you about it first.

Merry_Gentry

Thanks honey :beer: I know it is held in a Deposit Scheme account, and that they should pay it back within 14 days. I didn't know about only having to pay a % cost of replacement stuff. Will definitely pick your brains when it's time to move out.

nervousmother

yeah, its down to the fact that they would be replacing say, 'an old' carpet with a new one,Even if it was new when you moved in it would have been old when you moved out, the landlord has to foot some of the costs we had a few go to dispute, the landlords were claiming £600 for various repairs the TDI allowed them £184 on that basis.

Merry_Gentry

Early Discharge on 4th February 2009 - found out I was discharged on Sunday 22nd March :beer:

philnicandamy

at the risk of repeating myself......

nervousmother

Over a month thinking your still BR when you not!

Congratulations again merry, wish you all the best in the future.. no more debt :-)

fiveyearplan

Well done and congratulations again Merry. To think you could have found out 6 weeks ago and before your birthday. Still you'll be coming off the IIR in just over a month.