Guess whose back!? The Return Diary

CAFCGirl

Oooooh look at all these posts just for meeeeeeeeeeeeeeeee!

Got over chocolate gate (by eating about 4 of them).... have told DH he has to buy his own chocolate, I'll buy one pack a week, which is more than enough for a weeks worth of lunches...

Not much to report, had to pay the electric bill which was painful, £337! ARGH... im almost shed a little tear on that one.
Got 2 days off from work now which has been going pretty ok just lately.
So going to spend tomorrow doing some more dooyoo and working out what overpayments I can make, got £595 sitting in our debt account but some of that needs to stay for next months payments which pay out before the next payment goes in. I hate juggling DD's!

Not slept at all well the past two nights, just had some many thoughts going on, about random stuff mostly as well....

bella2121

Hi everyone!!

Well i've got the meeting on thursday with big boss at work, hopefully will get somewhere with that!

I hate gas and electricity bills!! i pay mine monthly and it is now £150 per month arghhhhhhhh!!!!!!!

Hopefully you'll sleep better tonight cafc, i'm the same not been sleeping very well at all oh well things can only get better xx

doodledo_2

Morning hun hope you are well and enjoying your days off.

I hate paying my Gas and Electric bills, I know they are a necessity but when I see what we were paying a few years ago compared to now it makes me so :mad:

CAFCGirl

I felt sick paying that bill LOL
Just feels like for whatever small savings, or overpayments you make in one area, something creeps up to bites you on the a$$!!!!

Lifes not fun right now....

Hubby's car payment has just cleared so thats another £147 off the debt. Im desperate to sell his car or sell it back to seat and be done with it, but its just not happening! He doesnt even use it v.much these days, so we're paying £150 for it to sit outside the flat.

I just want to go shopping and forget about everything but thats just not the answer LOL.... I hate feeling like this.... my life is just full of stress at the moment..

clearmydebts

Hey CAFC Girl,

You are doing so well with the 15K challenge. Just think about that 'Paper Hat'!!! I am the same, there is always something to get paid but at least the debts are going down and not up!!!

doodledo_2

CAFC you are so close to the £1k mark on the challenge :T

Have you asked about handing the car back in? Seems silly if you aren't using it doesn't it.

No shopping lady although I know what you mean about just going out and being frivolous for once. It can feel so restrictive when you are having to watch every single penny.

bella2121

LOL!!! men love there cars i think they are a fashion statement for them, we like to have a nice bag, they like to have a nice car (even if it hardly gets used)!!!!

I need a kick up the a$$ to get some serious moneysaving done!! I need to start with dooyoo get at least 2 a day done should be easy enough, and need to get back to daily clicks!

you are all doin so well on the overpayments not like me I try to pay a little bit extra even if its only £5 do you reckon this will make much difference? xx

CAFCGirl

That paper hat had better be diamond encrusted! LOL

So so close to the 1k i know and maybe one im there it wont all seem so bad, but Im stressing out about job security. My shop lease has been on the market for about 2 months, they are closing one of our stores in Cambridge because its not performing and I have a feeling I will be next. Admittedly wont be till after Christmas but still. If I lost my job we'd be right in it because there is no way we could pay our rent, bills, food and debts on OH's wage, and I think thats what makes me panic!

We wanted to give the car back but they wont take it till 2 years have passed, so have to wait till next december, which means a year of payments, tax, mot and insurance.

Oh to be young and free without a care in the world LOL
I hate being a right old grumpus though, its not good for my wrinkles!

CAFCGirl

bella2121 wrote: »

LOL!!! men love there cars i think they are a fashion statement for them, we like to have a nice bag, they like to have a nice car (even if it hardly gets used)!!!!

I need a kick up the a$$ to get some serious moneysaving done!! I need to start with dooyoo get at least 2 a day done should be easy enough, and need to get back to daily clicks!

you are all doin so well on the overpayments not like me I try to pay a little bit extra even if its only £5 do you reckon this will make much difference? xx

Well its never gonna hurt, if you've got it spare and it would oly get spent on junk or rubbish, then why not use it to pay off the debts.... £5 a month doesnt sound like much, but £60 a year does :T

bella2121

Thanks, what i try to do is say the min payment is £53 i round it up to £60, i figure its got to be doin something and as you say it mounts up over the year! am feelin better already

I'm really really gonna make an effort, am thinking about asking to go onto full time nights at work (only work 20 hours at the mo) which will nearly double my income and still no child care to pay for would be really tired but can sleep when OH gets home from work and when LO goes to preschool i reckon i could do it, I dont sleep very well at the moment anyway worrying about the debts so may as well be working at least then theres some chance of paying them off