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Credit Reference Agencies - Who Really Uses Who?! UPDATE

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  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    dukey wrote: »
    Norwich and Peterborough report to Exp and Equ. Not sure about CC.

    Thanks for the info, but what product are you referring to? (i.e. current account, mortgage)

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Provident Financial Home collected cash loans, report to Experian and Call Credit but not Equifax.

    They do not carry out credit searches.

    Virgin Mobile search only Equifax, and report to only Equifax.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • jay78
    jay78 Posts: 376 Forumite
    edited 31 August 2009 at 5:03PM
    darcyvuqua wrote: »
    barclaycard dont even search experian!!!

    When I applied for my Barclaycard in 2006 they searched BOTH Eq and Ex. However, they only report the card to Equifax and possibly CC.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    jay78 wrote: »
    When I applied for my Barclaycard in 2006 they searched BOTH Eq and Ex. However, they only report the card to Equifax and possibly CC.

    Are you sure cos Barclaycard have an agreement with Equifax and soley use them. Barclays bank however use Experian as well.

    Barclays are a weird bunch mind, they seem to be using call credit a lot lately for smaller things such as limit increases etc (Maybe Equifax are too dear for them now :rotfl:)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • siddiqr
    siddiqr Posts: 5 Forumite
    Hi Guys

    Does anyone know who Abbey use for mortgages?
    Equifax or Experian?

    Regards
    Riz
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    siddiqr wrote: »
    Hi Guys

    Does anyone know who Abbey use for mortgages?
    Equifax or Experian?

    Regards
    Riz

    Experian.

    Please see page 1 ;)

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • CG19a
    CG19a Posts: 765 Forumite
    My barclaycard is reporting to experian
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    CG19a wrote: »
    My barclaycard is reporting to experian

    They will report to all 3 I mean they do not search Experian :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • dukey
    dukey Posts: 63 Forumite
    UNDERGROUND wrote: »
    Thanks for the info, but what product are you referring to? (i.e. current account, mortgage)

    Regards
    UNDERGROUND :D

    Sorry for a mortgage..... They report to CC too..
  • siddiqr
    siddiqr Posts: 5 Forumite
    Does anyone know which agency Furniture Village use for their interest free credit deals? Equifax or Experian or Callcredit?

    Regards

    Riz
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