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Credit Reference Agencies - Who Really Uses Who?! UPDATE
Comments
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Innocent_Guy wrote: »I was thinking of doing 10 applications then going cold for 12 months
don't do it mate - I assume you got your equifax sar, like mine? Mine is like ermmm, 718 pages - it came by courier in a box that holds the A4 printer paper it weighs a tonne!!!!
Mine also has info about car insurance - this forms part of Experian DA which surprises me cos Equifax are different so why do they invest in an Experian product - hmmmmm - fishy :eek:
LOL
2010 - year of the troll 
Niddy - Over & Out :wave:
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never-in-doubt wrote: »Mate I thought that too so have written to them asking for clarity...... the following lenders appear on my Synectics SAR...
A&L
Citi
Egg
Nationwide
Cattles (Welcome)
Co-Op
Pretty basic stuff; looks like this:
Application Details:
Domain - Lender Name
Application No - XXXXXXXX
Application Date - 01/05/2009
Decision - NULL/DEC/REF/ABAN etc
Status - Clear/Refer to fraud dept etc
Party Details:
My personal details.......
Thats about all it shows.... I've written asking for clarity on lots of points - letter to follow....
Scan it. Did you get around to doing the n Hunter scan?0 -
What does ABAN mean?0
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anyone applied successfully for a credit card with other cards all maxed out. my equifax has 0 searches so i am tempted for 1, any suggestions?0
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littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Innocent_Guy wrote: »What limits you and OH currently got?
500 AND 1900
CONGRATS AGAIN:j:j:j:j:j:j:jlittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Innocent_Guy wrote: »Just applied and got accepted

:beer: I have lost track! What were you accepted for Innocent Guy?Official SOS Club number 011 - Dry until 17/11/20090 -
Next mateyoung_victor_meldrew wrote: »:beer: I have lost track! What were you accepted for Innocent Guy?
:D Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Scan it. Did you get around to doing the n Hunter scan?
why scan it? I've just typed it for you LOL - fool.... hahahahaha
No, never done Hunters cos been way too busy mate - if you need specifics ask away and i'll tell you how they work etc...
2010 - year of the troll 
Niddy - Over & Out :wave:
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