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Credit Reference Agencies - Who Really Uses Who?! UPDATE

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I was thinking of doing 10 applications then going cold for 12 months

    don't do it mate - I assume you got your equifax sar, like mine? Mine is like ermmm, 718 pages - it came by courier in a box that holds the A4 printer paper it weighs a tonne!!!!

    Mine also has info about car insurance - this forms part of Experian DA which surprises me cos Equifax are different so why do they invest in an Experian product - hmmmmm - fishy :eek:

    LOL
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    never-in-doubt wrote: »
    Mate I thought that too so have written to them asking for clarity...... the following lenders appear on my Synectics SAR...

    A&L
    Citi
    Egg
    Nationwide
    Cattles (Welcome)
    Co-Op

    Pretty basic stuff; looks like this:

    Application Details:

    Domain - Lender Name
    Application No - XXXXXXXX
    Application Date - 01/05/2009
    Decision - NULL/DEC/REF/ABAN etc
    Status - Clear/Refer to fraud dept etc

    Party Details:

    My personal details.......

    Thats about all it shows.... I've written asking for clarity on lots of points - letter to follow....

    Scan it. Did you get around to doing the n Hunter scan?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What does ABAN mean?
  • debtdestroyer007
    debtdestroyer007 Posts: 402 Forumite
    anyone applied successfully for a credit card with other cards all maxed out. my equifax has 0 searches so i am tempted for 1, any suggestions?
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    Innocent_Guy wrote: »
    Just applied and got accepted :D


    CONGRATS:j:j:j:j:j:j:j:j
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    Innocent_Guy wrote: »
    What limits you and OH currently got?

    500 AND 1900
    CONGRATS AGAIN:j:j:j:j:j:j:j
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • young_victor_meldrew
    young_victor_meldrew Posts: 213 Forumite
    Innocent_Guy wrote: »
    Just applied and got accepted :D

    :beer: I have lost track! What were you accepted for Innocent Guy?
    Official SOS Club number 011 - Dry until 17/11/2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    young_victor_meldrew wrote: »
    :beer: I have lost track! What were you accepted for Innocent Guy?
    Next mate :D:D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Scan it. Did you get around to doing the n Hunter scan?

    why scan it? I've just typed it for you LOL - fool.... hahahahaha

    No, never done Hunters cos been way too busy mate - if you need specifics ask away and i'll tell you how they work etc...
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    What does ABAN mean?

    I assume abandoned and have asked for clarity in my response to Synectics for an explanation of all status' :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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