Credit Reference Agencies - Who Really Uses Who?! UPDATE

Tori_Bellatrix · 17 July 2008 at 10:46PM

UNDERGROUND wrote: »

Same here, but I'll leave Equifax there to be cautious!

UNDERGROUND

Lol ... Just checked and edited my post ... They searched Equifax and Experian ... my mistake ...

Tori_Bellatrix · 17 July 2008 at 10:59PM

Citibank (Bank Account) ... Search and report to Experian
Alliance & Leicester (Bank Account) ... Search Experian and report to Equifax and Experian
Halifax CC ... Search Experian (and also searched Equifax for my Aqua card run by Halifax)
HSBC CC ... Report to Equifax
Orange Mobile ... Search Experian
T-Mobile ... Search Equifax and report to Experian and Equifax

System · 17 July 2008 at 11:10PM

Tori_Bellatrix wrote: »

Citibank (Bank Account) ... Search and report to Experian
Alliance & Leicester (Bank Account) ... Search Experian and report to Equifax and Experian
Halifax CC ... Search Experian (and also searched Equifax for my Aqua card run by Halifax)
HSBC CC ... Report to Equifax
Orange Mobile ... Search Experian
T-Mobile ... Search Equifax and report to Experian and Equifax

Great info, thanks Tori

When they did the search for your Aqua card did it show as Halifax or SAV Credit (who finance the card)?

Thanks again,

UNDERGROUND

Tori_Bellatrix · 17 July 2008 at 11:13PM

UNDERGROUND wrote: »

Great info, thanks Tori

When they did the search for your Aqua card did it show as Halifax or SAV Credit (who finance the card)?

Thanks again,

UNDERGROUND

It shows up as Halifax Card Services

john1002 · 18 July 2008 at 6:01PM

underground yes sygma bank seems to be the main part of creation, as when you get the cards creation seems to be mentioned alot in the terms.

Aqua also report as been a halifax card, no mention of SAV or aqua, just shows halifax.

HSBC search experian as I think is shown.

Ikea card search experian only, dont know about reporting but suspect EX and EQ.

john1002 · 18 July 2008 at 6:02PM

Bank of Ireland search experian only.

john1002 · 18 July 2008 at 6:03PM

Egg search experian only but report to EQ and EX.

ICICI bank search only equifax but have stopped offering credit card, this may change?

System · 20 July 2008 at 12:05PM

Bump..... any more???

smithja · 20 July 2008 at 12:31PM

When I have applied to Egg they searched both Experian and Equifax at the same time.

Tori_Bellatrix · 24 July 2008 at 1:42PM

Bump .... To try and fill in the gaps ..

Credit Reference Agencies - Who Really Uses Who?! UPDATE

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