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Taking the plunge as a MFW...

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Comments

  • evab_2
    evab_2 Posts: 2,336 Forumite
    Sub £120k is great, well done. I'll be continuing with my mortgage fund after Christmas too, hopefully I can put more into it with my wages go back to normal when I go back to work in the New Year.
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    Ev
    Good luck on the return to work; hope little ones' health all remains good initially at least upon your return.
  • Hi everybody,

    No more MFW updates, but just wanted to wish you all a very Merry Christmas and a great MFW start to 2009!

    (Not such a great start for me though... my lodger's returning to her native land in February... hopefully a replacement won't be too far behind :rolleyes: )

    Bye for now :)
  • And the same to you Moo! Sorry to hear you're losing your lodger - as you say though fingers crossed not too long until the next one happens along.

    :xmastree: :xmassign: :xmastree:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hellooooooooo everybody, oldies and newbies :hello:

    Just reporting in, made my first payment of the year this week, £214.40, so off to a good start with my £1k target (and not too bad for my £5k fantasy target either, lol) :j

    In view of current economic climate, and the fact that I want to get a new stove fitted before next winter... and possibly a newer car as well... think I'll be making smaller OPs from Feb onwards, but should still manage the £1k :)

    Oooh, and have hopefully bagged a new lodger for the end of Feb/beginning of March as well... just waiting for the deposit to turn up!

    Hope all is well out there in MFW land :D
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Congrats on the OP :T

    I have my fingers crossed for your new lodger too. :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Hi to you too, well done on your overpayment, hope the lodger moves in OK.

    Ev x
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    bravo0001.gif well done on the op.
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Good grief, I can't believe I haven't posted here since January!

    Hello to all MFWs out there, I've just updated my sig, have made a few small OPs this year but don't think realistically I'll reach the 1k.

    My car died in Feb so that needed sorting... and I've gone for the wood-burner as well, which was more than I'd anticipated :rolleyes: so OPs have been relegated somewhat.

    2 new lodgers now though...who will be paying for the above, should be straight for early 2010... and then there are carpets needing replacing.

    Groan. Hope the rest of you are doing a better job ha ha.
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