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Taking the plunge as a MFW...

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Comments

  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks Floxxie..

    Yesterday's Eeyore moment wasn't about the OP situation really, I was just feeling rather fed up generally...and lack of OPs didn't help! ;)

    But that was yesterday, and I'm fundamentally an optimist... I have my moments like most people... but prefer not to wallow in them :)

    Soon be the weekend :j ... planning on sorting out my CDs etc and hopefully getting some dry weather for a bit of shooting practice :rolleyes:
  • moominyak wrote: »
    Thanks Floxxie..

    Yesterday's Eeyore moment wasn't about the OP situation really, I was just feeling rather fed up generally...and lack of OPs didn't help! ;)

    But that was yesterday, and I'm fundamentally an optimist... I have my moments like most people... but prefer not to wallow in them :)

    Soon be the weekend :j ... planning on sorting out my CDs etc and hopefully getting some dry weather for a bit of shooting practice :rolleyes:

    Everyone has these moments. Rain here too Things is going veeeeeerrrrrryyy slowly for us but soon be the weekend and me and him can spend it together.

    Shoot?
    No longer half of Optimisticpair


  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Are you an archer mooninyak?

    Sounds intriguing so let us have the details!

    Floxxie

    Mmm, just realised that your reference to stalkers might not be those kind of stalkers, the kind that DD manages to attract.
    Mortgage start September 2015 £90000 MFiT #06
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Floxxie wrote: »
    Are you an archer mooninyak?

    Mmm, just realised that your reference to stalkers might not be those kind of stalkers, the kind that DD manages to attract.

    :rotfl: Alas, the reference to stalkers does indeed mean those kind - nothing directly related to the archery I'm afraid :o

    I only took it up in January so I'm not much cop yet... but it's good fun nevertheless. I belong to a Field Archery club so rain isn't good :(

    Been a bit non-MS lately as I've been acquiring bits of kit, but hopefully the big spending is over for a while (until I decide I really really need a 3D target to shoot at in the back garden ;) )
  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    What a great hobby - I mean the archery, not attracting stalkers!

    Floxxie
    Mortgage start September 2015 £90000 MFiT #06
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Hi Moominyak

    Don't be down - it's hard to keep going all the time! I'm having a couple of months where I'm not able to overpay as much as I would like to........but every little helps. I just lake sure I overpay something every month!

    Will refocus in September. ;)

    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Floxxie wrote: »
    What a great hobby - I mean the archery, not attracting stalkers!

    Floxxie

    :rotfl: :rotfl: :rotfl: It's just the one stalker (that I'm aware of!) ;)
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    poppyoscar wrote: »
    I just make sure I overpay something every month!

    Will refocus in September. ;)

    PO xx

    Hi PO, yep... I've OP'd a tiny bit in August and there may be more yet...thought I'd have more to spare each month by now, but have upped my provisions for fuel (I have oil central heating :eek: ) and insurances, so at least I'm being prudent with it rather than frittering needlessly ... most of the time ;)

    I'm also trying to get a bit of an emergency stash going (like it's best to before starting on the OPs... oops :o ). It's in its infancy yet, but at least it's got my impending MOT covered (I hope) :)

    I'm soooooooo looking forward to these Faster Payments coming into play - I can't wait to see my OPs hitting almost instantly rather than the 8 days it currently takes online (what a sad git I am :D )
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    :mad: B****y rain!! :mad:

    At least I managed to get the grass at the back cut last night :rolleyes:

    And I have a ton of other stuff to do indoors so it can still be a productive weekend.

    Not very helpful for an archery comp. later in the month though! :(
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Hi raining in North Wales too but have to stay in as waiting for dd new bed to be delivered and waiting for baby to arrive!!!

    Well done with overpayments, mine have taken a back seat at the mo due to needing money for paying for dh course and Xmas holiday with in-laws. Hope to be back on track soon.

    Ev
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