Cheap Travel Money Discussion Area

KTF

http://www.moneysavingexpert.com/travel/cheap-travel-money

psychopathbabble

Thank you for all the advice on here... i've just applied for a clarity card for my trip to HK and BKK in May and got accepted! Don't really care what the interest rate is as I'll pay it off in full, or do the suggested 'drip' of payments while we are away.

TakeThis

psychopathbabble wrote: »

Thank you for all the advice on here... i've just applied for a clarity card for my trip to HK and BKK in May and got accepted! Don't really care what the interest rate is as I'll pay it off in full, or do the suggested 'drip' of payments while we are away.

Watch out for the Thai ATM machines. 150 baht per withdrawal, with the exception of AEON.
Otherwise go in to a branch to withdraw over the counter, in order to avoid the charge.

Bougainvillea

The rate was 1.2035 before 9 30am today and then at 9 30am, when the sale started, the rate went down to 1.1984. Bestforeign exchange is offering a higher rate of over 1.2, so unless you particularly want the Tastecard offer, the sale rate for euros is not particulary good. I hope ICICI improve the euro rate during the 24 hours of the sale.

See weekly email for Tastecard offer or
https://www.onlinetravelmoney.co.uk/cgi-bin/live/ecommerce.pl?site=onlinetravelmoney&dept_id=01&sub_dept_id=01

jewelly

Bougainvillea wrote: »

The rate was 1.2035 before 9 30am today and then at 9 30am, when the sale started, the rate went down to 1.1984. Bestforeign exchange is offering a higher rate of over 1.2, so unless you particularly want the Tastecard offer, the sale rate for euros is not particulary good. I hope ICICI improve the euro rate during the 24 hours of the sale.

See weekly email for Tastecard offer or
https://www.onlinetravelmoney.co.uk/cgi-bin/live/ecommerce.pl?site=onlinetravelmoney&dept_id=01&sub_dept_id=01

I noticed the same for Aus$. Before 9.30 the rate was higher! I thought I was going mad.

Not a sale as I know it.

Bougainvillea

jewelly wrote: »

I noticed the same for Aus$. Before 9.30 the rate was higher! I thought I was going mad.

Not a sale as I know it.

Yes it is strange that the rate went down at 9.30 am but its still a good rate for delivery but not if you can collect. And the tastecard is a good offer

steve.brown

It may not be their fault. The GBP/Euro rate fell from 1.223 to 1.217 between 09:00 and 10:00. ICICI seem to be at the top of the table again now. I will be ordering Euro and Krones (Norway) shortly .

BenAvfc

Going to the US within the month, and just wondered the best ways of doing it...

Thinking of taking £1500, so £1000 on a preloaded card - not debit or credit - and £500 ish, cash.

Anyone out there have any suggestions? I've read the travel money guide to no avail, not due to lack of information, just too much to take it lol

Savage_2

Hey everyone,

Really sorry if this has been brought up elsewhere but have searched and have not found a definitive answer here...its about CaxtonFX cards. I have a global card and with every transaction (ATM, card purchase etc) they apply the 2.75% to the exchange rate they give and THEN also add a 2.75% mark up fee (Been to Oz, NZ, USA). Now on their site it has this extra 2.75% mark up under the section:

"FX mark-up where a Transaction is performed in a currency different from the currency of the Card"

So this would assume my card is in sterling and therefore any transaction using any other currency would give this charge. HOWEVER, this same charge is ALSO listed under the Eurozone and Dollar traveller card, so this should surely mean that any use outside of sterling on these cards should be 2.75%? Yet below this table the site 'helpfully' states that

"Please note that, if you use your Europe Traveller Card or Dollar Traveller Card outside the Eurozone or United States respectively, there is a 2.75% charge on all transactions, including ATM withdrawals."

Now, what I am wondering is does anyone have any experiences using the dollar/euro card in America/Europe and did you get charged the 2.75% mark up? If not, as I suspect, then surely this is false advertising? As if the Euro/America card is treated with Dollar/Euro as the card currency then the global card should have all currencies as the card currency and therefore not have this fee.

Apologies if this has been addressed or if I have missed something (probably have) but I just wanted to clear up whether I have been wrongfully charged!

Thanks!

Edit - On their front page under the global card it really implies that there would be no further mark ups....again is this fair advertising??

"Funds are converted live to the appropriate currency at the point of a sale, including ATMs, giving you the flexibility to use it globally.

The exchange rate applied is fixed at 2.75% below the prevailing interbank rate.

No fees or extra charges on your transactions meaning all costs and charges are included in the exchange rate applied."

maver1nk

Hi all!

I'm going on a late honeymoon to Australia for 3 weeks, and am looking to spend between 2,500 and 3000 pounds whilst over there. Can anyone advise me about the most secure and cheapest way of spending money whilst over there. I'm hoping that there';s a cheap credit card (or some-such-similar item) that will mean we can avoid taking all that cash.

Looking forwar dto your help!

Gavin