Cheap Travel Money Discussion Area

Gemmzie

Hi, just read the article and realised I'm a bit stuck for choices. I have an IF debit, HSBC debit, IF credit and Egg credit. Unlikely to get a Nationwide account or another credit card due to being a student.
I did plan to use my mum's PO card but not everywhere is chip and pin yet. Is it still worth taking the PO card for cash withdrawals?

dzug1

Gemmzie wrote: »

Hi, just read the article and realised I'm a bit stuck for choices. I have an IF debit, HSBC debit, IF credit and Egg credit. Unlikely to get a Nationwide account or another credit card due to being a student.
I did plan to use my mum's PO card but not everywhere is chip and pin yet. Is it still worth taking the PO card for cash withdrawals?

Using a credit card for cash withdrawals is rarely a good idea - you will lose the advantageous exchange rate in cash advance fees and interest.

Gemmzie

Is Tenerife likely to have chip and pin though? I can't sign at all, let alone my mum's signature!!

movetospainsoon

I have an Abbey debit card. Does anyone know if I get free withdrawals at Santander ATMS in Spain using my Abbey cash card? I do not have an Abbey Credit Card.

antenna

I have a Cash Card from nationwide tied to my Flex-Account it has the Cirrus and Link logos.......my question....withdrawing cash abroad is, it correct with this card nationwide wont charge a fee but the provider bank which runs the atm will.......I checked on the Cirrus site to find a Fee-Free atm but none were found,so,for example,on a £500 withdrawal from my flex-account balance what will the foreign bank charge me?

roxalana

Any advice for Bulgaria?

I have natwest and lloyds debit cards and egg credit. I'm not too worried about getting the best possible deal but I do want to be sensible!

I know that making purchases on these cards is a bad idea and taking small amounts of cash out is also bad.

I'm worried that if I exchange the amount I think I'll spend before I go, it might get stolen. Is it more sensible to change half and then withdraw the other half using the natwest debit card in one go when I get there?

Does this sound sensible? Also does anyone know if Cash machines are easy to find/have their own additional charges in bulgaria (Golden Sands)?

Khelnu

Good Afternoon,
I am going on a cruise shortly and visiting several non euro countries,notably
Denmark,Sweden,Estonia and St Petersburg.
Currency exchange on the ship is £ Sterling or Travellers' Cheques with a 2% charge for the latter.
In view of the small amounts of cash required at each location,i.e for refreshments,postcards etc,what is the best way of getting it ?
I have a HALIFAX debit card and BARCLAYS credit
Thanks for advice from seasoned travellers !

steelee

I am going to the usa for a month and was wondering when i purchase goods will i get a better rate paying for them on my nationwide credit or debit card? (obviously the credit card will be paid off)

Thanks for your help

benjus

steelee wrote: »

I am going to the usa for a month and was wondering when i purchase goods will i get a better rate paying for them on my nationwide credit or debit card? (obviously the credit card will be paid off)

Thanks for your help

The rate should be the same, since they are both processed through Visa. In general I would prefer the credit card for purchases as it gives you better protection from fraud.

MigsyBigsy

Hello All,

just got back from Turkey and have money left over (as is always the case). Does anyone know where the best place to change my Turkish Lira into sterling?

thanks