We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Worried stupid (again)

1235

Comments

  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi WAL,

    I think you need to put BR on the back burner for now, the priority is to get you and your children housed. Don't hold back when you contact the council, it's not only the repossession now, your marriage is failing and you need to get you and the kids out of that house, away from your OH.

    I know you said you only have £500 but if you leave your OH you will be able to claim benefits and tax credits.

    If your OH wants to stay in the house until they drag him out by his sorry [EMAIL="s@rse"]@rse[/EMAIL] so be it.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Morglin
    Morglin Posts: 15,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This SHELTER home assesssment should tell you the situation with regards to your local council rehousing you and the children.

    They also give an advice line number to help anyone in your situation:

    http://england.shelter.org.uk/get_advice/downloads_and_tools/does_the_council_have_to_house_you

    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • wot_a_life
    wot_a_life Posts: 127 Forumite
    Thank-you, I will contact shelter ASAP, thanks for the link -

    I'm having a really bad day today, feel so down and tearful
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hey WOL, weekends always seem to be tough - maybe because there is so little constructive stuff we can do. As long as you have a list of the things you need to do tomorrow, just relax as much as you can. Making a plan for handling your future means you are taking a major step in the right direction. :grouphug:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • wot_a_life
    wot_a_life Posts: 127 Forumite
    If I managed to get into a private rental property, would I be entitled to HB or tax credits or both?

    Anyone know where I can find such information regarding help? I work part time earning £520 a month, the rentals around here are at least £750
  • wot_a_life
    wot_a_life Posts: 127 Forumite
    I know merry, but driving home from work today, I just thought "I am sick of being unhappy and worried all the time"

    I look absolutely awful, the spark has gone, there is no light on behind my eyes, I'm tired, unhappy, emotional and there seems to be no end to it.

    Everytime, I think, "OK, that's the right road", something stops it and I have to start again, I can't do it anymore
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    wot_a_life wrote: »
    I look absolutely awful, the spark has gone, there is no light on behind my eyes, I'm tired, unhappy, emotional and there seems to be no end to it.


    Honey, believe me, I have been where you are and not so long ago. All I can say is when you get to the end of your rope, tie a knot in it and hang on. You will get through this, for your kids and for yourself. Sometimes taking that next step feels like the one thing you don't have the energy left to do, but you ARE going to do it. :grouphug:

    Write down all your questions and get on the phone tomorrow - not many people around at the moment, but hopefully there will be an end of the weekend rush and someone will be able to help you with you question.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Wot a life,

    Dont know if this means anything but i think you are doing a great job trying to sort everything out. Trouble is if you are like me it always takes so long to get stuff from others. Hang on in there and keep doing a bit at a time and i bet it just all suddenly falls into place. Plus you always have people like us on here to have chat with or if you need it a shoulder to cry on.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    If your on Income support you qualify for full HB, if not your means tested, I know this because I lost my IS when missus claimed Incapacity benefit, talk about give with one hand and take with the other, were actually slightly worst off.

    Its means tested so its a matter of applying and seeing what they say.

    But if you can get even 1p of Income support take it cos IS gets you all your free prescriptions ect.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi WAL sorry your having such a bad time. You do need to talk to shelter if you feel you have no choice but to look elsewhere, but please be careful what you do. The council will look at 'was it reasonable to occupy the property' and this will be investigated.

    On the benefits side I need to know ages and sex of children, how many hrs worked, your age and your family gross income from April 07 to April 08.

    Best

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.