We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lucielle's daring debt free journey
Comments
-
Hi lucielle, happy birthday to your DD.
Good news about the horses, nice having them close to home, I used to live 10 mins walk from my mare and it was great.
Your daughter must be eagle eyed to find the diamond - well deserved chocoalte! x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Oh I'm so glad to hear the diamond turned up! Where was it? DD deserved that chocolate bar. How exciting getting your first paycheque. I won't get mine til June 26th! Seems such a long way off - and two mortgage payments to go before then too.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
-
Look forward to your siggy update :0
Great news on diamond & first pay.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think I've already mentally spent my wages three times over! Diamond was found in her bedroom when I was doing a mammoth mucking out session!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
well done on the barclaycard clearance! Good news re the diamond...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Great news on diamond and horses lucielle! Really pleased for you!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
Got my first lot of wages today. Its only 3 weeks worth so next month should be better. The only downside is I got paid a cheque as they are in the process of changing bank accounts, so next month it will go in the bank. Hopefully OH will pay it into the bank tomorrow.
Friend lent me her slow cooker this week so I've been having a play about with that. Is is quite old and after 8 hours the carrots were still crunchy. It was edible.
Car has been in to have its brakes done. Not too sure how much that's going to cost, I'll find out tomorrow. Also think its going to need 4 new tyres. Bye Bye wages.
Trying to do a few extra hours this week then I don't have to do as many next week. Paid a fiver off the Abbey National card today, will see what OHs wages are like tomorrow.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Good news on finding the diamond! And good news on being paid, but just a shame it was a cheque. And eww to the crunchy carrots.......al dente?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
-
They weren't that bad. Might have a go at rice puddings as some of the os'ers use theirs for this.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Great news on finding the diamond(what a relief).It must feel great getting your 1st wage packet pity you had to have the car done.Also well done on getting rid of Barclays.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards