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Lucielle's daring debt free journey

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Comments

  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed to get nearly all the wrapping done yesterday. Still got a few bits an bobs to get and the big food shop to do.

    Got to do some money juggling as the 0% comes to an end. The siggy up date maybe a bit late as I need the statement to come to be accurate.

    Thinking about going to booker, I'll have to phone to see what the opening times are.

    Bought a tree yesterday and the girls were grumbling it wasn't big enough, its 6ft!!!

    Other bad news, OH got a speeding ticket when we went away, one of those vans zapped us. He's got the choice of going on the speed awareness course which he's going to do. Bummer!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    edited 9 December 2012 at 6:39PM
    do they have to pay for the speed awareness?
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    do they have to pay for the speed awareness?

    Yes, speed awareness course is the same price as the fine but means you don't get points on your licence. You are only allowed to one every x number of years, (not sure of how many years) and cannot do it if you have more than 9 points already.

    It lasts for 3/4 hours and the course is pretty boring but quite informative.

    As you can tell, I have experience of doing it.

    x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • taxi73
    taxi73 Posts: 20,815 Forumite
    bummer to the ticket
  • beanielou
    beanielou Posts: 96,708 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bah to ticket.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    The ticket is a pain.

    I'm looking forward to your updated signature, I think it will be exciting!

    Sorry about the loss of the horse savings. If the signature is as good as I'm sure it will be, you'll be able to save it again, and much quicker too.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh has excelled himself, entire journey every available post covered in a picture, car full of balloons and banners all over the place. Office inside and out covered in banners, bunting and more piccis. The girls have also gone overboard. I'm adorned with 2 flashing 40 badges, which everybody insists I wear! Going out for tea tonight, looking forward to that.

    Not over the hill, just on top of it!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    What a lovely thing to be greeting you along the way.

    Happy birthday!! xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Yey !! Happy Birthday L, hope you have a wonderful day !! xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Happy Birthday (from one Sagittarius to another!!;))

    Love your description of reaching 40..I couldn't agree more. Your forties are the best decade ever!!:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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