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Lucielle's daring debt free journey

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Why does that happen? You're on the home stretch and suddenly something's in the way. I hope something comes up which means OH doesn't have to work longer hours and nights. Don't give up on the business, things may yet work out!

    I'm yet to look at your email, but I already have some questions which I will fire off to you later today, all relevant, I promise!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 March 2012 at 9:29PM
    Also forgot to say I had to make a birdy cake, write a report for my NVQ, as I'm being assesed today, nothing like leaving it to the last minute.

    Attempt a couple of paragraphs for the business as a kind person has offered their services to help with my brain freeze, thankyou, you know who you are!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi lucielle i've been keeping up with reading but don't always have the time to post :o

    I am so sorry to hear of the work changes coming up for your OH sadly me and OH are both doing jobs we don't want to now and it is really hard - so i know where you are coming from with this :( What is the business that you have if you don't mind me asking - i think it may have been in an earlier diary of yours ?

    I will also send you all positive vibes to get the debt down asap. I am also at that stage where it feels almost within touching distance and its really frustrating just trying to get the money in and get things paid off x

    Happy Birthday to your son too
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bah to your OH is all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi chaps, the business is garden machinery, sales, service, repairs. We are also dealers for trailers and OH pretty much turns his hand to anything as well as having his job.

    Been playing badminton tonight, had a really good time but had to leave early as we had the scout run to do.

    After all my faffing about getting my NVQ stuff sorted the assesor cancelled!! Ah well at least its done aand I managed to do another module as work was quiet.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks lucielle - i wondered if the sale of the mower had something to do with it the other day :)

    As you say at least the NVQ stuff is all done and you are progressing on the next bit :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Gosh I do admire you for the amount of stuff you get done and you always have so much to do.Happy Birthday to your DS.Sorry to hear about your DH.Could he maybe work full time at the business and do something else on top(just thinking on the hop here)...it's annoying when things are going smoothly and something comes along to ruin it
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March 2012 at 2:47PM
    Yes that's an idea, just what he could do in the evening that fits in, any suggestions welcome. I could look for something else as well.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    gosh L you are a busy bee! God luck with your NVQ!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OWWWWW! Got toof ache. We have an appointment for Monday for a check so will have to grin and bear it (pardon the pun) till then. Thinking (and hoping) of the weight loss.

    Pay day today, yippee, just trying to work out where its all going to go.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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