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Lucielle's daring debt free journey
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He has got to go for some more tests on Monday. OH is going to take him and he'll have to have a couple more later on.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lucielle,
Hope the tests produce an answer for you.
Will try and keep up with your diary!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Debt busting is going very slowly at the moment. The business is very quiet (only to be expected) and has a lack of cashflow, well actually too much flow out and not enough in! It's a very tight month and the tax return is looming as well as the insurance. That tightrope balancing act is coming into play. I'm not panicing as we have a safety net. Next week OH and I are taking 2 days off to reorganise our listings on ebay and generally give it a spring clean and check the profit margin etc. This is a really good income source for us.
OH is taking DS1 to hospital on Monday for a barium x-ray. I've told my work that I will need some time off in the future, they were fine. Having probs with a colleague but should get it sorted next week.
We decided to say no to the house. Its a beautiful house but way too much money. We really had to use our heads and not let our hearts run away with us.
Took DS1 to see Billy Connolly last night. He was very good but a couple of the stories I'd heard before. He also kept forgetting where he was in the tale and had to keep being reminded. DS1 is off beating, got DS2 to take to footy practice and may take the DDs swimming. DS2 has a party to go tomorrow.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I was a brave bunny and did take the girls swimming. Came home and had bacon butties, then the chaps helped me by doing 15 minutes cleaning. DS1 cleaned and lit the fire also filling up the logs and coal. Then he went round the skirting boards in the living room. DD2 did the bathroom and shower room. DD1 and I washed the walls and skirting boards in the hallway then I hoovered and mopped the floors, so I feel very virtuous.
Impressed DD1 today by hacking at my foot with a special foot knife. Normally everything goes ok but I cut my big toe and the amount of blood was impressive. Typical no plasters. DD2 uses them for any minor ailment, so will have to get some next time I'm out. Had chicken Kiev and chips for tea and DD1 made her brownie cake which was delish as we've scoffed it all. Got a chicken for tomorrow and need to make marmalade.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lucille
Sorry to hear that you are son needs tests. I pray all goes well for you. You are always busy as usual and your marmalade sounds lovely. Will catch up with your diary later. All the best."You are never too old to set another goal or to dream a new dream"C. S. Lewis
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It would be lovely EQ if I made it. Still not planted the raspberries but I've got a plan.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I like plans
Too cold to go out digging today, even though sun shining Lucielle:)
"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Well I planted the raspberries and made the marmalade and cooked a roast dinner and dropped DS2 off at the party and recycled all the glass and...and..... well I've been busy. Suprising what you get done when t'internet is down. Friend at works birthday and she got engaged. The office girls including me are taking her out for a meal tomorrow night.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lu - just catching up - things aare still very busy at your end. Well done on the raspberry planting and marmalade making. Glad you have a safety net for your business - hope it picks up again for you soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Oh and I have been off today and again tomorrow. Been to the accountants and paid my tax, got to go again tomorrow and sort Ohs out as she had some more paperwork to sort. We've agreed in principle to pay a certain amount each month to help keep us on the straight and narrow. It will be good having her hold my hand as I sometimes feel a bit overwhelmed by it all.
Joined the local badminton club tonight along with OH. They seem a nice crowd and invited us to the pub. Alas we'd gone without any money so will hopefully go next time. I tried to borrow some off DS1 but he'd already left his stick dressing course.
We've been trying to update our ebay shop and use a hosting site called auctiva, its been driving us nuts all day and feel like we've just gone in circles. Hopefully got a plan in place for tomorrow.
Went out for a nice meal last night to celebrate a girl at works birthday and engagement. I was driving so soft drinks for me.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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