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Lucielle's daring debt free journey
Comments
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Glad you are now off you deserve a decent break. Glad the kids are helping out too. always niceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I am really proud of the chaps this week and they've organised themselves for today, who's doing what. We are going to bake after I've nipped into the village. I need to get some salad, nytol (sick of waking up at silly o'clock and need to break the pattern), pay in DS1s wages and that will be all. Ds1 got a large leg of lamb for Christmas, so that's going in the freezer and may have it for New Year, OH is back at work then, but he's fine about it.
I scored 57% on the tightness test not bad. The workshop and showroom is now closed until January giving OH a much needed rest.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
69% on tightness test for me :rotfl:
Have a great Christmas
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Popped into the village and managed to get 2 reduced chooks which have gone in the freezer, salad bits and some crusty bread. Made a humungous amount of mince pies which will be scoffed by the end of tomorrow, pigs in blankets ready to be cooked, spuds par boiled ready for roasties and some fruit soaking in brandy for the no cook chocolate tort.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I can now reveal that OH has got me a paragliding session. Things I'll do to get a strong man behind me!!!! Can't go till after February and then it gepends on the weather. All the chaps seem happy with their stuff and DD1 didn't want to go to bed as it meant that Christmas was over. Loved watching Downton and pleased with the ending.
Can safely say that blackberry vodka is akin to rocket fuel and very moreish the Sloe gin is also very palatable (maybe a bit to palatable). Loads of leftovers so no cooking for a few days.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Paragliding - how fab!!! And I'm right there with you on the not having to cook for a few days! Happy boxing day xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Geronimooooooo!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Ds1 is back at work today, boo, hiss. He did say he was finishing early but he's still not back. Used the last of the turkey today to make turkey and broccoli bake for tea with veggies.
Went to the beach today and it was blowing an absolute gale. I look 10 years younger due to being sand blasted, think I'm taking the money saving malarkey a bit too far!!!!!!! Managed to get 2 chooks and a lump of pork for a tenner, so well chuffed with that. Trouble is I/we need to eat some of the stuff as the freezer is getting full. Also called into the shop where OH got my watch from to get some links taken out but the lady wasn't in who could do it.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
sounds like you've had a fab time and WOW to paragliding0
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