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Lucielle's daring debt free journey

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Milann - hope you squeezed in time for you and the tax cheque comes soon!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hope it's not raining there like it is here!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Milann???????? Think you got wrong diary SH but IKWYM. Supposed to snow here later on, great.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    edited 4 April 2010 at 9:16AM
    lucielle wrote: »
    . Supposed to snow here later on, great.
    L


    Even better. :D
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had to go and pick up DS2 from his maths class came home to hear hissing from back tyre. Its now as flat as a pancake. DS1 was a star and went down on the bike to get the horse in. OH is away at a clients and probably will be every night this week bar tomorrow as we have got parents evening. Have phoned to tell him this delightful news. Its his birthday today but I'm a bit annoyed as he has forgotten to get some horse feed and its all used up.

    Going to attempt some housework.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Happy birthday to DH.
    Sorry to hear about the puncture...wish someone would invent a puncture proof tyre..lol..would save me a fortune..lol
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My car is booked in for its MOT on Tuesday will be very surprised if it passes. Been given free tickets for tonights rugby match. Oh has taken our 4 plus a friend. I have been on a mission and hoovered everywhere, followed by every carpet getting washed. Everywhere feels cleaner and my knees are killing me from doing it.

    We have received a reply from the land agent regarding the damp. He is going to send somebody round to look at it. Here's hoping. Really felt like that Friday feeling today, gosh I'm going to be disappointed tomorrow when I wake up!

    Weather has been foul. Kept the horse in for the last 2 days. Only trouble is he has been scratching his butt on the stud wall and now its got a horse butt shaped hole in it! Not sure how I can repair it and stop him from doing it again.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lucielle wrote: »
    Milann???????? Think you got wrong diary SH but IKWYM. Supposed to snow here later on, great.
    L
    double oops:eek::eek:

    sorry do write on milann's diary as well but it is you rather than her waiting for a tax cheque LOL

    Have a great holiday
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Took the chaps to see how to train your dragon in 3d. Enjoyed it. Got both DS' a new pair of trainers. Got DS1 a new pair of school trousers in M&S and indulged in some new glasses for 50p each so got 6.

    Having roast chuck for tea and then Ashes to Ashes is on later. Tradgedy is looming as I'm running out of beers!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have a good easter
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