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Lucielle's daring debt free journey

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Comments

  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    That sounds awful the prolapsed disc, hope now you know what the problem is they can sort something out for him, poor man.
    Have a good day today, raining here at the mo.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Raining again today, loads of washing and the tumble drier is still dead.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on getting through so much of your to do list

    Hope OH's recovers soon - sounds painful!

    Are you getting some child free time this weekend with the scout camps?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I will still hace 2 chaps knocking about. DS1s birthday tomorrow, I have baked a cake got to ice it yet.

    Managed to get everywhere hoovered so the house is feeling a bit more home like.

    Paid £150 off the debt and hopefully a bit more next week when I get paid. Still no washing out as its raining again. Not got much planned for the weekend, will probably get a take away tomorrow as its DS' birthday and then see what the weather is doing. All fun, fun here.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I hope you have a good weekend, lucielle x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DD1 has made a very yummy crumble which I decided was going to be my tea but I've just succumbed to some toast which happened to be smothered in butter. How did that happen????? I think its making its way merrily towards my hips!!!!!!

    Bored! Don't want to go to bed, nothing on the tele box I fancy watching. OH said it would be a late finish, so expecting him in the early hours. There have been rumours from his work that his shift pattern will be changing in June which could possibly mean a massive 15k drop in wages. Trying not to worry about it. He is mentioning permanent nights. My only thoughts are to throw as much at the debt as possible to bring the minimums down, not that we aren't doing that already. This will also affect our house buying potential.

    Possible viewer of the horse on Sunday. He has been a vary naught boy and bust a fence. Not sure if they will turn up and not sure he is the horse for them.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Have a good weekend, and good luck with the horse on sunday he sounds a right character breaking fences naughty boy.
    My downfall is bread too, just had some homemade bread and butter (bread was still warm) yum, diet WILL start tomorrow, promise.;)
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As predicted potential buyer never phoned. Not too disappointed as OH and I have spent the last few days sorting out our ebay shop listings. We are hoping to have the revamp up and running before Easter and also praying for a nice Easter so everyone will be dragging their garden machinery out and needing bits and bobs for them. Just packaged 9 items to be posted tomorrow.

    Managed to get all the bedding wshed and back on, always an achievement, especially when the tumble dryer is still dead!! Weather has been pants today, will keep the nag in tomorrow if its as wet again.

    Payday for me on Wednesday a bit more to throw at the target card. Still no sign of the tax cheque, is it normal for it to take this long?

    Managed to post the letters off to the landlord and owners on Saturday all recorded delivery.

    2 very tired children back from the Scout camp, all in bed bar DS1. Got next week off which I'm looking forward to. OH is having the week after off.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Give the tax office a call to see where that cheque is!

    Enjoy your week off x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Was just going to suggest the same re tax cheque.have a great week off x
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