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Lucielle's daring debt free journey

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Comments

  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I did trampoline lessons a few years ago and had to buy Tena ladies (tmi here) I tested them by pouring a litre of water in them and they held it ....

    Would only buy them when out with my mum (whos a young looking 60 !!) and popped them in her basket :-)
    Sealed pot challenge 822

    Jan - £176.66 :j
  • beanielou
    beanielou Posts: 96,694 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im past caring TBH.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Plus its not only the pelvic floor, its the order I have to put into Sir Robert McAlpines just for the iron work for my Bra!!!!!!! Otherwise new glasses required. IYKWIM.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lucielle wrote: »
    Plus its not only the pelvic floor, its the order I have to put into Sir Robert McAlpines just for the iron work for my Bra!!!!!!! Otherwise new glasses required. IYKWIM.
    L

    :rotfl::rotfl::rotfl::rotfl::rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Im crying laughing lucielle, you are so funny. We had a trampoline that blew away, but cant afford a new one yet, hopefully some more childminding money might buy a new one for the summer. :T Not sure I'll be boinging though same reasons as yourself IYKWIM ;)
    Glad the old boy is eating again, fussy thing. Babysitting all done now and have my life back until 9am tomorrow.:beer:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sooooooo fed up. Decided tonight I would try some ps2 games on music magpie as ps2 has died. Ds1 got them out of the cupboard and they smelt really musty and damp. Further investigation revealed that the carpet under their cupboard is rotting away. I rang OH to tell him and he really couldn't give a !!!!!!. Doesn't understand how it upsets me seeing our furniture disintegrating before our eyes not to mention the health issues. Land agent doesn't care I really am fed up of living here but nothing else available.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yuk poor you. The agent should do something about the problem both because the L/L has a duty to ensure your home is safe and because I imagine the L/L wants to keep the property in good repair!
    Are you still looking for somewhere to buy?
    Have you made the decision about dd's school? Sorry, questions.

    Your signature is looking amazing L. You'll be below £20k pretty soon by the look of it.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    School have come back with a revised offer of 75%, DD is unsure. Still looking for a property that has got to tick lots of boxes but nothing happening here.

    20k still seems to be miles off. Off to do the scout run.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well you all certainly made me laugh - I am completely with you all on the trampoline thing!

    hope you come to a decision re the school soon

    how frustrating about the damp and the mould.... I would be upset too. Glad your horse is eating better though
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Hil lucielle, Im with you on the damp issue. We have a really old house that weve extended, but the old part is v damp. I have children who refuse to open windows and the condensation makes the wall black, its horrid, but apart from constantly painting and trying to get them to open curtains and windows but you know the story with teenagers :mad: Still you are really doing well, I feel like this debt thing is going to take forever, but Im sure we all feel a bit like that at times we seem to be just struggling.
    Hope youve had a better day today.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
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