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Lucielle's daring debt free journey
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LHB, you'll get used to us.
Paid another chunk off the debt, £135.68 off cards and £90 off the overdraft. Going to try and get an Asda order sorted for next week.
DD1 has sent me a text, she has been to X-country and come 21st but beat some of her old schhol chum, all the girls in her year and another girl who was also going for the scholarship exam. Well done DD!
Got a chap servicing the boiler, hope he doesn't take too long as I need to get the nags done.
Hi Shaun, how's you?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done to DD great going.
Great payments there Lucielle.0 -
wow you have lots of good news this week Lucielle - congrats to to DDAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Good stuuf on the payments L. Do you account for that in your sig in the .../9k by 11/6 bit?CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Morning V, yes every time I make a payment I update that part of the siggy. It includes overdraft repayments as well.
Managed to get the horses out and mucked out, had 2 days worth. Off to Wilkinsons shortly to get OH a beer barrel for his home brew.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
your life definately sounds very different from mine L - ovens in the bath, mucking out horses, beer barrells - look forward to the next intallment LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Just wait till Lucielle starts batch baking lemon drizzle cakes :-)Sealed pot challenge 822
Jan - £176.66 :j0 -
Ahh DB, I do have some lemons that are going to need my attention. Are you spying on me?
Spent £50 in Wilkinsons, barrell. co2 injector and bulbs, a new beer mix, bath salts, moggie food, new mop head and bath salts.
Then went to Asda and spent £127.72 but I'm only including £118 as part of my grocery spend because I got OH 2 new t shirts for 4 quid each. Very pleased with that and should come in on target. Also got a sack of spuds and some horsey carrots (that quite often get used at home).
After a late start feeling pleased with what we have got done. Couldn't find Ds2 any trainers so he'll have to put with what he's got.
DS1 has been beating and come back after an excellent day and he got paid.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
glad you've had a good day and DS got paid - always goodAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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