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Lucielle's daring debt free journey
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hope you manage to get the car "free" soon - how frustrating! I think perhaps I am glad I live in a town - at least I haven't had those kind of problems. The view here is worse tho!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Think more of a chocolate flavoured sponge. Chaps haven't put the nags out but thrown some hay and feed at them. Makes life a bit easier. Got some letters written that I've been putting off doing and done a tiny bit more on Sage. Really could do with going on a course as I'm sure there are quicker ways of doing stuff.
Having risotto for tea. Should be enough left for lunch tomorrow. Trying to snow again, but only a little bit.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I like the idea of risotto - home made pizza here..0
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What do u put in your risotto then?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hi lu
[STRIKE]baby[/STRIKE] monster has learned how to mountaineer,escape through doors,kick the cat,throw kitchen knifes:eek:
so a bit quite here ,,,,how about you??
s xxWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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I had a lovely mushroom risotto on tuesday but you can use anything. Veg is good.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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We have to prepare for the floods now apparently....I give up.0
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Taxi, hugs to you, we will probably have some before long.
Beanie, onions, tomatoes, arborio rice and peppers and a handful of peas and stock.
Just won £20 on the scratchies, have withdrawn so hope it goes through.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done! I won £20 earlier in the week and withdrew without a problem, so I am sure you will be fine!
Risotto is great for using up whatever is lurking in the fridge......one remaining sausage, bit of leftover chicken....half a shrivelled pepper.....you name it, it gets bunged in.....! Very MSE!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Well done! I won £20 earlier in the week and withdrew without a problem, so I am sure you will be fine!
Risotto is great for using up whatever is lurking in the fridge......one remaining sausage, bit of leftover chicken....half a shrivelled pepper.....you name it, it gets bunged in.....! Very MSE!!
Exactly. like bottom of the fridge soup.:TCCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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