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Lucielle's daring debt free journey

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Comments

  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    12 barrowfuls of shoite later, have got the stables mucked out and ther floors left to air off. Horses eyed me very suspiciously to say 'Not coming in yet' and were relieved to see us drive away.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done luchelle - rather you than me!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • taxi73
    taxi73 Posts: 20,815 Forumite
    lucielle wrote: »
    12 barrowfuls of shoite later, have got the stables mucked out and ther floors left to air off. Horses eyed me very suspiciously to say 'Not coming in yet' and were relieved to see us drive away.
    L

    Well done..that must have been real hard work:eek::eek::eek::eek:
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My day has gone Pete Tong! Had to go and get DS1 from school (the only one at school) his cap has come off his tooth. Managed to get an appointment so off to take him. Good job not at work but going in later.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Oh dear..hope the rest of the day has gone better.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hope your son's tooth is OK.

    How's the snow there? Any sign of melt?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's slowly going. Still can't get up the drive as I keep getting stuck. Ds1 s tooth has been capped. He is at the dental hospital next week, trying to save one of his other ones.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope the snow clears for you soon.
    Hope DS cap holds on and that they can save the other tooth.
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The money has finally hit the account so Barclaycard has had the last £730.00 thrown at and will hopefully stay 'dead'.

    Next card (again) is Hsbc which is at £898.

    Managed to do 6 hours in work last night, found it hard going though. DD1 was supposed to be going for a trial day at the school she got the scholarship for. It had been arranged before Christmas but they have remembered they have got exams this week!!!!! OH has got the day off work.

    The 3 youngest are going to school today as the have got temporary heating. They can wear their own clothes so they are warm.

    I am going to go into work about 2ish.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on Barclaycard and good luck with HSBC.
    Good that you have got 3 kids in school today.
    How stupid that the school arranged a visit when exams were on!!!..not vey clever is it of them?
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