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Lucielle's daring debt free journey
Comments
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hi lucielle - your weekend sounds exhausting - hope the bath was nice and relaxing after all that!
Loved the going to work in wellies bit!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Bath was wonderful and even splashed out on a face mask.
Roads ok this morning. Horses out, DS1 off to market with some lambs and hopefully going to get DS2's brace fitted. Such an exciting life I lead.
Also got to clean out the hen coop. Possibly collect the turkey as well.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Ds2 is busy fiddling with his chops and getting used to his braces. Did manage to get there, despite a large snowstorm starting as we set off.
OH unable to take tomorrow off. Not unexpected due to the weather, they need him on stand by.
Paid another £50 off the debt today.
Picked up the turkey and chipolatas, another job doen and got the last of OHs presents.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
you sound like you are doing well with the debt busting and the xmas prep!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
You are so organised..go you and more off the debt too x0
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Finished work until the 4th of January. Yippee. Went food shopping and went well over budget (what budget) and to be honest I really don't care! Yes it went on credit card so it will get paid back.
However there was no fruit or veg, so OH is going to get them whilst he is out and about.
DS1 is in doghouse as he hasn't mucked the nags out. He is going to do them tomorrow.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Glad that you have a nice rest off work(my long slog begins now)..at least you've got most of your shopping and a fruit and veg shop will probably have plenty in.0
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OH has gone shopping and unfortunately he is in headless chicken mode. Goodness knows what I will receive on Friday. This is normal OH behaviour.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Oh..well at least it will be a surprise0
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My OH is going out with my DS tomorrow to look for pressies for me! DS tends to be good at knowing what I like - he notices more than OH!!!! Bless!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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