Lucielle's daring debt free journey

Piquant_2

It is in the 'mother's handbood' that you must embarrass your children as often as possible. You are considered a failure if you don't hear 'oohh muummm' at least twice a week!

lucielle

Ok it's time for the slightly late money update.

The original debt now stands at £2800:j hoping to clear this by June 2013.

Overdrafts which are in use is mine which has a limit of £400, hoping to reduce it to £200 over the course of next year.

Now for the not so good bit. New debt cos of big birthdays and Christmas,

OHs credit card is at £1691 got £300 stashed to pay off this and my credit card is £400.:eek: Taking into account the £300 we've paid off £8082.80 (I think) off the debt and knocked the stuffing out of the overdrafts.

The overall debt figure is £4591.00
L

beanielou

Good news on the new debt figure :j

grannyx2

Well done on the reduction, you give me faith in my ability to severely reduce my debt in 4 years time. Perhaps you could start the New Year with a fresh new Diary to complete what has to be your final year.

Well done Lucielle, I'm made up for you x

taxi73

great news on the debt reduction

turfy6

Wow that is fantastic, youve come such a long way and I hope next year wont be your final year on here cos I'll miss you Good to embarass the kids now and again

Verbatim

Wow indeed L. That's a massive reduction, especially as you had to get a new car during the year.

hypno06

:santa2:Superb set of figures there, lucielle!

Here's to a very happy Christmas and a debt free 2013 for you!

:xmastree:

Piquant_2

Hah!! Told you that you'd be able to clear it in 2013. Fantastic reduction, well done you!!:j:j

lucielle

I have failed to mention that WFT have decided they want repaying the total of £1500ish pounds. I've set up a repayment of a tenner a week starting in January. They can't take it from the award as theres been a break in it.

OH and DS2 are dressing the turkeys tomorrow, somebody has given back word so we have 2 left unsold and hardly any room in the freezer. Not panicing (well maybe a bit).

OH is going to have to go down south, as his auntie has died. That'll be after New Year. I've booked tickets to go and see The Hobbit on the 5th of Jan.

OH has got man flu, still dragged him to Asda to help with the shopping. Got to nip into town in the morning and then must do some baking and try and make some room in the freezer.

The workshop is closed until January. My mum has changed her mind on everything thst was discussed last weekend. Kinda thought that might happen. As things stand I can see her in a home by the end of next year. This isn't what she wants but things are steaming ahead in that direction. Its not going to end well.

I have finished work today until next Friday and boy am I glad. OH and I went out with the badminton club last night. Had a lovely chinese meal.
L