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Stoozing assessment required from Stoozing Veterans
Hello all, I have spent the most of today researching the topic of Stoozing. Its very clear that discipline is required, which I believe I have. I have been sifting through the forum and Martin's article as well but as always its down to interpretation. This is where you guys come in, I was wondering if you could review my…
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Egg 0% anniversary offer
I am a new poster but have been stoozing for a year or so. Have made quite a bit of interest so far but it has recently gone pear shaped thanks to Egg's anniversary offer in January. I transferred a balance to it and on into my bank account - so far so good. A couple of months later still in the 5 month 0% period, I…
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What's next for me?
In the last 3 months my credit rating is certainly hammered due to CC applications in succession and credit searches. February- Got my Egg Money card and stooz my Amazon card March- Applied for Nationwide Flex Account and was successful April-Applied HSBC CC via branch also successful and also being stoozed - last week of…
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charity card problem
using site advice, got NSPCC platinum card, to do balance transfer to my egg money card. When I tried to do an online b.t, the message " we do not accept transfers from this financial institution" came up. So I checked the card conditions and found that you are not allowed to do transfers that would leave your other card…
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Egg Money Application
I have an Egg Green card with a large credit limit and applied for a money card which I thought would now be of more use. I said that I would just like to transfer some of my limit to it and then intended to close the green although I didn't tell them that. I was asked to phone them and was invited to enter an honest…
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Balance Transfer a Loan?
Hi I'm new to this so if this question's been asked before please forgive me. Hubby's got a car loan with Northern Rock (£10,000 at 5.7% over 4 years). He's got a Capital One credit card with a credit limit of £8000 which he uses for work expenses and pays off in full each month. But it's not a good interest rate - 16%. So…
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Please can someone help me?
I posted a query about Egg Anniversary offer yesterday - no-one replied!! 31 people have read it but no-one as yet has had a similar experience. Anyone out there?
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Stooz virgin - Quick question
Hi all, I have never stoozed and was considering the following: 1 - Getting Guide dogs HBOS card with 9 months 0% and no balance transfer fee 2 - Transferring max balance to (mule) Egg Money card (say £4k) 3 - Transferring that £4k from Egg Money card to ICICI savings account Is this how I am supposed to do it or are there…
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BACS payment to Egg
I sent a payment from my account on Friday 19th May to pay off the balance on my egg card (£13K) before the anniversary ends on 31st May. Getting a little twitchy now as the money has still not hit my egg card. I though BACS normally took a max of 4 days although checking the Egg website it is quoting up to 7 days. Anybody…
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Is there a card that will give a cash advance at 0%
Is there a card that will give a cash advance at 0%? Do you have to transfer a debt to get these rates, or is there a cc that will give you a cash advance for 6 months say at 0%. The plan:- I am sure someone must have thought of this, but why not invest it in Premium Bonds. Any advice? I must have a good credit rating as I…
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Brand New Stoozer
Hi everyone. This is my first post. Please be gentle :) After reading all the fabulous advice on this site, I'm actually, for the first time in years, saving money. I've just got the Sainsburys CC 0% purchses for 12 months I also see that Lloyds are doing an 8% savings ACC What if i put all my purchases on the CC, and put…
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starting a business on a CC
Hello everyone, I want to start a business on a credit card (tried and tested, i will make the money back)... What i need is some free credit to buy stock, signs, advertising and maybe a van (all in £2 - £3k perhaps) and i should be able to pay back all the money within 4 months of trading... I've never had a credit card…
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Change to MINT T&C's?
Am I correct to understand that Mint have removed the £49 cap on using their credit card cheques? I read this on the stoozing site. I have a leaflet from Mint with changes to my card T&C's from 1st of May 06, but i can't see this specific thing in there. However, if you look at the summary box on their website now, there…
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Are stoozing days over?
Hi there, I think I may have missed the stoozing bandwagon. I am now in a position to give it a go, but everywhere I look there are fees for balance transfer which would make the time spent on the whole exercise just not cost effective (am using the principle that an hour of my time costs what others pay for it when I am…
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Complete Novice Stoozer – Advice Please?
Right then, I fancy a go at this Stoozing lark - a bit of free money should help make back at least some of the hideous overspending I’ve been doing this last year or two (a good £5000+ naughty me)… Just applied on-line for an Egg Money card and been accepted. Only gave me a £1,800 limit though, which was less than I…
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Abbey balance transfer - stick to your guns!
My husband applied for, and got, an Abbey credit card back in September (as per the instructions on this site). We applied through Abbey itself (on the phone) and not through MBNA. Double checked that we could get a balance transfer to our bank with no charges etc. Everything went perfectly smoothly, and we bought £7K…
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stillwaters
When I was a retailer (many years ago) I signed an agreement with the Visa card suppliers that I would not sell the holder of such a card goods for any more than the normal retail cash price! Has this changed since a major Air tours company has asked me for a TWO per cent surcharge when using a credit card as opposed to a…
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BT - Same provider?
Can you BT between cards form the same provider? I have a feeling i've read that you can't... I ask because i have just realised my new charitycard is RBoS, and i think my Mint SBT card that i want to BT from is too. Have i cocked this up?! Am i right? Could always use it for slow stooz, as it has 0% purchases too
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Cashback from Egg Money?
I have recently stoozed money from 2 credit cards which is now sitting nicely as a credit on my Egg Money account. I notice a few people have received a cashback from transferring this money either into their current accounts or direct into a higher interest account. I have an account with Cahoot and was wondering the best…
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MS Money
I notice a few experienced stoozers manage their finances using both online banking and MS Money. Although I have the software, MS Money that is, I have never used it. Any advice regarding MS Money would be much appreciated.