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Self Employed or Limited Company?
Apologies if this is in the wrong section My partner is a qualified counsellor and is looking to set up in private practice, charging by the hour in a room she intends to rent on an ad-hoc basis from a local landlord She currently has employment 4 days a week (Mon-Tues-Thurs-Fri) in a completely unrelated line of work and…
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Small Business Savings Question
Looking for financial advice but not sure what professional it's best to speak to. Having just had a newborn, my wife is taking a year out of employment, she ran a small business and has profit in the account, so we need some independent personal/small business advice. The last IFA I visited was only looking for us to get…
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Using city names & UK landmarks on new product packaging?
Good Afternoon all Money Saving Experts, I have a question with regards to a new line of products I will be launching for my small business. I'm am designing labels for my new products and I'm looking to use the names of multiple cities (I'm from one of them and each product will have a city name on it), and also apply…
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Need some customised printed t-shirts, cheap.
Hi all, I'm starting a business with a friend of mine and need a few branded t-shirts for us to wear. I have a logo that I'd like incorporated into the t-shirt, but it'll be small and a single colour. I'll need 10-20 to start out with. If anyone can recommend a cheap, reliable supplier, that would be appreciated. Thanks in…
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Please can provide advice on my business?
Hello, Right, ok. I am planning to start contracting working very soon and wanted to get my accounts in order. I have been told, most contractors set up a limited company, is this true? It will be technically self-employed, offering my services to a company. The company I will be contracting for is registered as an LLC…
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Working full time and starting a part time business
Hello I am looking for advice as I'm very confused by all the info that I find online. I am in full time paid employment but want to start a part time online business. Can I register as a sole trader if I am also working full time? Also will my tax and NI be kept separate from that of my employment? Will I have to pay…
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coming up with a company name
How do you come up with a company name please? I want something catchy, but not too cheesy (if that makes sense) I'm going to do portable appliance testing, but want to avoid using my initials, or PAT in the title? Any pointers or advice greatly recieved
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£2500 to start a business. What could I do?
I recently won £5000 at Bingo, split between my partner and I. The plan was to pay £2500 each off of our credit cards. However, after yet another challenging and soul sucking day at work, I got to thinking how I could perhaps start a small business with my share of the money instead. It’s a risk of course, but at the…
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Could it work? Your thoughts please...
So.....I've dreamt up this 'idea' which I feel could be successful. I understand it's risky to 'disclose your ideas' as such, however everyone on this forum has always been more than helpful so I thought what better place to come. For the gamblers among us, it is relating to SkyBet's Crowdboosting concept. For those of you…
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Advice please on how to keep workload managable
Hi, i am looking for advice on how to manage a diary so that work doesn’t pile up and become unmanagable. Tips would be fab, also key business terms to search for so i can go and read blogs and books on the subject if needed, thank you. Background- this is a small (one person) limited company. The work involves one to two…
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EliteGroup
Hi Guys, I need some advise. I am a small company and have been scammed by elitegroup. I took out a phone contract with them and I used to pay them £11 per month. However, they suddenly decided to increase their charges and my bill went up to £38 per month. I did not realise until 2 months had passed. Anyway they claim,…
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CANVA for newsprint
Hi friends. :-) I currently create all our ads via Canva. Its very good and does exactly what I want it to for social media & our website. I created an ad to go in a professional journal and it has been returned as not suitable. It states "unfortunately it is low res and the ink coverage is to high." [sic] I don't know how…
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Leasing Company Issues
Does anyone know if a leasing company is obliged to write to you to remind you of the fact that your hire agreement is coming to an end and to ask if you want to end the contract or continue with the secondary rental? We took out a hire agreement for some goods for our business and the finance company we used, Tower…
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£1000 trading allowance
I'm aware a sole trader can claim £1000 trading allowance per year but is it only for people who have no other income? Me and my partner both work and pay tax through PAYE. If she were to set up a small craft business would she still get the £1000 tax allowance?
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Advice relating to online payments solutions
I have a new business idea relating to online payments, but in wondering if anyone has any suggestions to the below: 1. Are there any payment providers out there where a customer can make a payment/transfer where only a fee goes to the company/retailer(my companies business account/online wallet) and the remaining amount…
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Self-employment, tax return and pension contributions
I'm not sure if this is the right place to ask this question so feel free to redirect me if I've got it wrong. I'm self-employed and am making private pension arrangements. I understand that whatever I contribute to my pension will be topped up by the government by 25% as tax relief. I'm wondering how this works. Do I pay…
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Should book keeping courses offer follow ups?
Just wondered what you think, just practical business advice that kind of thing.
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Sole trader , complete beginner
Hi , i hope you dont mind me asking for a bit of advice . Me and my wife both work full time , but we have just acquired an ice cream van . My question regards registering with the hmrc regarding tax . I earn about 33,000 pa and my wife about 16,000 pa . i have looked on their website and cannot seem to find out how the…
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Accountant issues
My partner has been working for a year for a Company who when he joined wanted him to be a limited company, which he did. He was given an accountant to use by his company and set up a direct debit to pay the accountants fees weekly. Through the course of the year my partner has found out that the accountant is unregulated…
